Hamilton County property record for 3431 Locust Ln, Cincinnati, OH 45238 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,510 sqft · built 1933 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,900 (Mar 2017) |
| Tax Bill | $3,288 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-0061-0159-00 |
| Primary APN | 212-0061-0159-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Attic | Attic |
| Attic Area | 476 sqft |
| Basement Area | 1,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 91 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3431 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3431 LOCUST LANE 50 X 150SS LOCUST LANE 350 FT W OF GLENWAY |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10201 |
Source: Hamilton County records · APN 212-0061-0159-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3431 LOCUST LN, CINCINNATI, OH 45238-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 30, 2017 | Warranty Deed, Transfer · FHA Mortgage WARSAW FED'L S&L ASSN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Prior Sale | May 17, 2006 · Amount on Record |
| Deed Document Number | 0000028197 |
| Deed Book / Page | 013385 / 001901 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3431 LOCUST LN, CINCINNATI, OH 45238-2010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000131405 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 14534/638 |
| Instrument | 2021-0131405 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 30, 2017 |
| Property Address | 3431 LOCUST LN, CINCINNATI, OH 45238-2010 |
| Document Number | 0000028197 |
| Book / Page | 013385 / 001901 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 28197 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3431 LOCUST LN CINCINNATI OH 452382010, CINCINNATI, OH 45238-2010 |
| Document Number | 28198 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 013385/001903 |
| Instrument | 28198 |
| Name | WARSAW FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,288.00 (+3.1%) | $53,270 (-) Land $7,350 Building $45,920 | |
| 2024 | $3,189.00 (-2.18%) | $53,270 (-) Land $7,350 Building $45,920 | |
| 2023 | $3,260.00 (-2.19%) | $53,270 (+9.03%) Land $7,350 Building $45,920 | $152,200 (+9.03%) Land $21,000 Building $131,200 |
| 2022 | $3,333.00 Homeowner's exemption | $48,857 Land $5,968 Building $42,889 | |
| 2020 | $139,590 Land $17,050 Building $122,540 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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