Hamilton County property record for 3430 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,681 sqft · built 1936 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Oct 2019) |
| Tax Bill | $2,936 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-0061-0068-00 |
| Primary APN | 212-0061-0068-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,681 sqft Living Area |
| 1st Floor Area | 934 sqft |
| 2nd Floor Area | 747 sqft |
| Upper Floors Area | 747 sqft |
| Basement Area | 934 sqft |
| Finished Basement | 320 sqft |
| Year Built | Built 1936 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3430 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3430 LOCUST LN 50 X 150 NS LOCUST LN 350 FT W OF GLENWAY AV |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10201 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3430 LOCUST LN, CINCINNATI, OH 45238-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 7, 2019 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2010 · Amount on Record |
| Deed Document Number | 0000086867 |
| Deed Book / Page | 14017 / 02273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3430 LOCUST LN, CINCINNATI, OH 45238-2011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041559 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 14653/1021 |
| Instrument | 2022-0041559 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 7, 2019 |
| Property Address | 3430 LOCUST LN, CINCINNATI, OH 45238-2011 |
| Document Number | 0000086867 |
| Book / Page | 14017 / 02273 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 2019-0086867 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3430 LOCUST LN, CINCINNATI, OH 45238-2011 |
| Document Number | 0000086869 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 2019-0086869 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,936.00 (+3.13%) | $47,534 (-) Land $7,350 Building $40,184 | |
| 2024 | $2,847.00 (-2.2%) | $47,534 (-) Land $7,350 Building $40,184 | |
| 2023 | $2,911.00 (+15.93%) | $47,534 (+29.34%) Land $7,350 Building $40,184 | $135,810 (+29.34%) Land $21,000 Building $114,810 |
| 2022 | $2,511.00 Homeowner's exemption | $36,751 Land $5,968 Building $30,783 | |
| 2020 | $105,000 Land $17,050 Building $87,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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