3431 Enclave Way, Normal, IL 61761 Property Records

McLean County property record for 3431 Enclave Way, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,933 sqft · built 2003
Lot Size	0.087 acres (3,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2022)
Tax Bill	$6,914 (2024)
Deeds & Mortgages	Jul 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-280-008`

Property Details

APN / Parcel Number

Primary APN	`14-24-280-008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,933 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	3,828 sqft (0.087 acres)
Lot Dimensions	115 ft deep x 32.5 ft wide
Garage Area	546 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3431 ENCLAVE WAY
City	NORMAL
State	IL
Zip	61761-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	THE ENCLAVE AT EAGLES LANDING SUB LT 10 & PT PVT RD LYG N & ADJ
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1012
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3431 ENCLAVE WAY, NORMAL, IL 61761-9395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 9, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CEFCU
Jun 24, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jun 24, 2017 · Amount on Record
Deed Document Number	202212583
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 18, 2022
Property Address	3431 ENCLAVE WAY, NORMAL, IL 61761-9395
Document Number	202200012583
Map Reference	DOC 2002R20829
Instrument Date	Jul 7, 2022
Instrument	2022-00012583
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2972 THREE EAGLES ST, NORMAL, IL 61761-9651

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3431 ENCLAVE WAY, NORMAL, IL 61761-9395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000021243
Date	Oct 9, 2020
Instrument	2020-00021243

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	3 Years
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 24, 2017
Property Address	3431 ENCLAVE WAY, NORMAL, IL 61761-9395
Document Number	201700011153
Map Reference	DOC2002R20829
Instrument Date	Jun 19, 2017
Instrument	2017-00011153
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3431 ENCLAVE WAY, NORMAL, IL 61761-9395

Mortgage

Document Number	201700011154
Date	Jun 24, 2017
Instrument	2017-00011154

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,938 (+21.89%) Land $17,832 Building $75,106	$278,814 (+21.89%) Land $53,496 Building $225,318
2024	$6,914.00 (+5.96%)
2023	$6,525.00 (+15.53%)	$76,249 (+10.69%) Land $14,630 Building $61,619	$228,747 (+10.69%) Land $43,890 Building $184,857
2022	$5,648.00	$68,885 Land $13,217 Building $55,668	$206,655 Land $39,651 Building $167,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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