3409 Enclave Way, Normal, IL 61761 Property Records

McLean County property record for 3409 Enclave Way, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,755 sqft · built 2002
Lot Size	0.192 acres (8,354 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,914 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-280-005`

Property Details

APN / Parcel Number

Primary APN	`14-24-280-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,755 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,354 sqft (0.192 acres)
Lot Dimensions	150 ft deep x 27.3 ft wide
Garage Area	504 sqft
Porch	Open Frame Porch
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3409 ENCLAVE WAY
City	NORMAL
State	IL
Zip	61761-9395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	THE ENCLAVE AT EAGLES LANDING SUB LT 13 & PT PVT RD LYG NE & ADJ
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	13
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1012
Census Tract	507

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3409 ENCLAVE WAY, NORMAL, IL 61761-9395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Oct 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022
Deed Sale	Mar 3, 2022
Prior Sale	Jan 23, 2007 · Amount on Record
Deed Document Number	20224064
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3409 ENCLAVE WAY, NORMAL, IL 61761-9395
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 WICKLOW DR, BLOOMINGTON, IL 61705-7407

Mortgage

Document Number	202500018296
Date	Dec 22, 2025
Instrument	2025-00018296

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2030

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3409 ENCLAVE WAY, NORMAL, IL 61761-9395
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017038
Date	Oct 16, 2018
Instrument	2018-00017038

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 27, 2023

Interest

Rate	5.75%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 3, 2022
Property Address	3409 ENCLAVE WAY, NORMAL, IL 61761-9395
Document Number	202200004064
Map Reference	DOC 2002R20829
Instrument Date	Feb 25, 2021
Instrument	2022-00004064
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3409 ENCLAVE WAY, NORMAL, IL 61761-9395

Mortgage

Document Number	202200004065
Date	Mar 3, 2022
Instrument	2022-00004065

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,505 (+21.89%) Land $17,832 Building $61,673	$238,515 (+21.89%) Land $53,496 Building $185,019
2024	$5,914.00 (+16.67%)
2023	$5,069.00 (-4.23%)	$65,228 (+10.69%) Land $14,630 Building $50,598	$195,684 (+10.69%) Land $43,890 Building $151,794
2022	$5,293.00	$58,928 Land $13,217 Building $45,711	$176,784 Land $39,651 Building $137,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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