3431 E Olive Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3431 E Olive Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	960 sqft Living Area
Lot Size	16,000 sqft (0.367 acres)
Garage	2,460 sqft
Last Sale	$25,000 (2019)
Tax Bill	$3,172.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-02-0020-000A0-001.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3520 E OLIVE LN, HERNANDO, FL 34442-3952
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Doc Number	2019008309
Deed Book / Page	1930 / 2109
Record Refreshed	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3431 E OLIVE LN, HERNANDO, FL 34442-7905
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 E OLIVE LN, HERNANDO, FL 34442-7905

Mortgage

Document Number	0036210912
Date	Nov 21, 2025
Book Page	3621/912
Instrument	2025070582

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (+396.4%)	$201,683 (+371.44%) Land $14,820 Building $186,863	$201,683 (+371.44%) Land $14,820 Building $186,863
2024	$639.00 (+57.78%)	$42,780 (+58.09%) Land $11,740 Building $31,040	$42,780 (+58.09%) Land $11,740 Building $31,040
2023	$405.00 (+17.39%)	$27,060 (+23.17%) Land $11,740 Building $15,320	$27,060 (+23.17%) Land $11,740 Building $15,320
2022	$345.00	$21,970 Land $6,650 Building $15,320	$21,970 Land $6,650 Building $15,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 415 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-02-0020-000A0-001.0`
Alternative APNs	`0218S19E0020000A00010` `1587492`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	960 sqft Living Area
1st Floor	900 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2024
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	16,000 sqft (0.367 acres)
Depth X Width	100 ft x 80 ft Depth x Width
Garage Area	2,460 sqft Garage
Patio Area	216 sqft Patio
Porch	1 Porch
Porch Area	240 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1587492
Old Parcel Number	0218S19E0020000A00010
Street Address	3431 E OLIVE LN
City	HERNANDO
State	FL
Zip	34442-7905
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WATSONS SUB PB 2 PG 163 LOTS 1 & 2 BLK A
Legal Range	19E
Legal Township	18S
Legal Section	02
Legal Subdivision	WATSON`S
Legal Block	A
Legal Lot Number	1-2 2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2017
Census Tract	450105