3430 S Harmony Dr, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 3430 S Harmony Dr, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,083 sqft · built 2003
Lot Size	0.225 acres (9,797 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2026)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-36-131-060-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-36-131-060-000`
Alternative APN	`76766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,083 sqft Finished Area
1st Floor Area	1,083 sqft
Basement Area	1,049 sqft
Finished Basement	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,797 sqft (0.225 acres)
Lot Dimensions	186 ft deep x 52.5 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	76766
Street Address	3430 S HARMONY DR
City	SIOUX FALLS
State	SD
Zip	57110-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11D BLOCK 5 PRAIRIE GARDENS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PRAIRIE GARDENS ADDN
Legal Block	5
Legal Lot Number	11D
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3003
Census Tract	1806

Owner

Source: Minnehaha County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Personal Representative Deed, Transfer FIRST NATIONAL BANK & TRUST CO
May 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL BANK
May 16, 2011	Deed of Trust, Mortgage HOME FEDERAL BANK
Apr 27, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Deed Document Number	2026166551
Prior Transfer Date	Mar 27, 2026
Prior Transfer Doc	DEED638/58
Record Updated	Oct 29, 2026

August 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 17, 2026
Property Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021
Document Number	0000166551
Book / Page	640-D / 287
Instrument Date	Aug 10, 2026
Instrument	2026166551
Transaction Type	Transfer
Record Updated	Oct 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021

Mortgage

Document Number	0000166552,
Date	Aug 17, 2026
Book Page	2021-M/334
Instrument	2026166552

Lender

Name	FIRST NATIONAL BANK & TRUST CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021

Mortgage

Document Number	1968MTG/969
Date	May 2, 2023
Book Page	1968 MTG/969

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001772/727
Date	Mar 17, 2015
Book Page	1772/727
Instrument	R505283

Lender

Name	HOME FEDERAL BANK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2035

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001679/439
Date	May 16, 2011
Book Page	1679/439

Lender

Name	HOME FEDERAL BANK
Address	PO BOX 5000, SIOUX FALLS, SD 57117

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2021

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 27, 2026
Property Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021
Document Number	DEED638/58
Book / Page	638-D / 58
Instrument Date	Mar 27, 2026
Instrument	2026157004
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3430 S HARMONY DR, SIOUX FALLS, SD 57110-6021

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,414 (+5.48%) Land $35,208 Building $242,206	$277,414 Land $35,208 Building $242,206
2025	$3,563.00	$263,000 (-1.05%) Land $35,600 Building $227,400
2024	$3,563.00 (+4.06%)	$265,800 (+16.48%) Land $35,600 Building $230,200
2022	$3,424.00	$228,200 Land $35,600 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: CenturyLink, Verizon.

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