3423 S Harmony Dr, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 3423 S Harmony Dr, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 2002
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Trust Names on Record
Last Sale	$309,000 (Sep 2021)
Tax Bill	$4,275 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-36-129-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-36-129-003-000`
Alternative APN	`72988`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,657 sqft Finished Area
1st Floor Area	1,137 sqft
Basement Area	520 sqft
Finished Basement	260 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	130 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	72988
Street Address	3423 S HARMONY DR
City	SIOUX FALLS
State	SD
Zip	57110-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 7 PRAIRIE GARDENS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PRAIRIE GARDENS ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2000
Census Tract	1806

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Sep 15, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Aug 15, 2012	Warranty Deed, Transfer RES TITLE, RELS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Aug 15, 2012 · Amount on Record
Deed Book / Page	608-D / 122
Prior Transfer Date	Sep 26, 2019
Prior Transfer Doc	592DEED/0218
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1910MTG/217
Date	Jan 4, 2021
Book Page	1910 MTG/217

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 15, 2021
Property Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Document Number	608DEED/122
Book / Page	608 DEED / 122
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 15, 2019
Property Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Document Number	592DEED/0218
Book / Page	592 DEED / 0218
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022

Mortgage

Document Number	1869MTG0304
Date	Oct 15, 2019
Instrument	1869 MTG/0304

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

August 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 15, 2012
Property Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022
Document Number	000544/557
Book / Page	544 / 557
Instrument Date	Aug 10, 2012
Instrument	223202
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	RES TITLE, RELS TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3423 S HARMONY DR, SIOUX FALLS, SD 57110-6022

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,275.00	$317,700 (-2.25%) Land $31,900 Building $285,800
2024	$4,275.00 (+2%)	$325,000 (+15.49%) Land $31,900 Building $293,100
2022	$4,191.00	$281,400 Land $31,900 Building $249,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	LINCOLN COUNTY RURAL WATER SYSTEM
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30

May also be available: CenturyLink, Verizon.

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