3430 el Monte Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3430 el Monte Dr, Concord, CA 94519

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,158 sqft · built 1958
Lot Size0.481 acres (20,930 sqft)
Owner2 Individual Names on File
Last Sale$965,000 (Dec 2021)
Tax Bill$7,563 (2025)
Deeds & MortgagesMar 2023 Transfer
Dec 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN113-202-030-4

Property Details

APN / Parcel Number

Primary APN113-202-030-4
Alternative APN
  • 113-202-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,158 sqft Living Area
1st Floor Area2,158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area20,930 sqft (0.481 acres)
Garage TypeCarport
Garage Area320 sqft
CarportCarport
Carport Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3430 EL MONTE DR
CityCONCORD
StateCA
Zip94519-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionEL MONTE EST ADDN POR LTS 45 & 46 & TR ADJ
Legal SubdivisionEL MONTE ESTATE ADD
Legal Lot Number45,46
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group5
Census Block5005
Census Tract331000

Owner

3430 el Monte Dr is owned and occupied by two individuals who acquired it in March 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address3430 EL MONTE DR, CONCORD, CA 94519-2409
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Intrafamily Transfer, Transfer
Dec 22, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY
Dec 22, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Aug 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on File
Deed SaleDec 22, 2021 · Amount on File
Prior SaleNov 18, 2005 · Amount on File
Deed Document Number2021343878
Last Transfer DateMar 28, 2023
Transfer Doc0000029778
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMar 30, 2023
Property Address3430 EL MONTE DR, CONCORD, CA 94519-2409
Document Number0000029778
Map ReferenceMB 47 PG 13
Instrument DateMar 28, 2023
Instrument2023-029778
Transaction TypeTransfer
Record UpdatedApr 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3430 EL MONTE DR, CONCORD, CA 94519-2409

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateDec 22, 2021
Property Address3430 EL MONTE DR, CONCORD, CA 94519-2409
Document Number0000343878
Map ReferenceMB 47 PG 13
Instrument DateDec 20, 2021
Instrument2021-343878
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address154 FLAME DRIVE, ANCHORAGE, AK 99523

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateDec 22, 2021
Property Address3430 EL MONTE DR, CONCORD, CA 94519-2409
Document Number0000343879
Map ReferenceMB 47 PG 13
Instrument DateDec 14, 2021
Instrument2021-343879
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 FLAME DR, PLEASANT HILL, CA 94523-1245

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateAug 25, 2021
Property Address3430 EL MONTE DR, CONCORD, CA 94519-2409
Document Number0000238888
Map ReferenceMB 47 PG 13
Instrument DateAug 17, 2021
Instrument2021-238888
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 EL MONTE DR, CONCORD, CA 94519-2409

Mortgage

Document Number0000238889
DateAug 25, 2021
Instrument2021-238889
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3430 el Monte Dr was $7,563 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$612,748 (+2%) Land $328,856 Building $283,892
2025$7,563.00 Homeowner's exemption$600,734 Land $322,408 Building $278,326
2023$10,653.00 (-8.68%)$886,000 Land $436,000 Building $450,000
2022$11,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3430 el Monte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 el Monte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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