Contra Costa County property record for 3407 el Monte Dr, Concord, CA 94519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,833 sqft · built 1960 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $899,000 (Nov 2022) |
| Tax Bill | $11,257 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-201-004 |
| Primary APN | 113-201-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,833 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 10,560 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3407 EL MONTE DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94519-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | EL MONTE ESTATES ADDN 40 |
| Legal Subdivision | EL MONTE ESTATES ADD |
| Legal Lot Number | 40 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 331000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3407 EL MONTE DR, CONCORD, CA 94519-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 8, 2022 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2022 · Amount on Record |
| Deed Sale | Nov 8, 2022 · Amount on Record |
| Deed Document Number | 2022171400 |
| Prior Transfer Date | Feb 23, 1994 |
| Prior Transfer Doc | 0000051715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3407 EL MONTE DR, CONCORD, CA 94519-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 451 MOUNTAIN BLVD, OAKLAND, CA 94611-1818 |
| Document Number | 0000051393 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-051393 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 8, 2022 |
| Property Address | 3407 EL MONTE DR, CONCORD, CA 94519-2408 |
| Document Number | 0000171400 |
| Map Reference | VOL 47 PG 13 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022-171400 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3407 EL MONTE DR, CONCORD, CA 94519-2408 |
| Document Number | 0000171401 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022-171401 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 10, 2018 |
| Property Address | 3407 EL MONTE DR, CONCORD, CA 94519-2408 |
| Document Number | 0000160684 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 160684 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1119 MAPLE AVE FOWLER CA 936259456, FOWLER, CA 93625-9456 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $954,024 (+2%) Land $626,112 Building $327,912 | |
| 2025 | $11,257.00 (+4.39%) Homeowner's exemption | $935,319 (+4.04%) Land $613,836 Building $321,483 |
| 2023 | $10,784.00 (+354.83%) Homeowner's exemption | $899,000 Land $590,000 Building $309,000 |
| 2022 | $2,371.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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