343 Union St, Raeford, NC 28376 Property Records

Hoke County property record for 343 Union St, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,927 sqft · built 2020
Lot Size	0.445 acres (19,419 sqft)
Owner	2 Individual Names on File
Last Sale	$323,500 (Mar 2021)
Tax Bill	$2,667 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`494660101440`

Property Details

APN / Parcel Number

Primary APN	`494660101440`
Alternative APN	`244969`

Interior

Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,927 sqft Living Area
1st Floor Area	1,328 sqft
Upper Floors Area	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,419 sqft (0.445 acres)
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	354 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	244969
Street Address	343 UNION ST
City	RAEFORD
State	NC
Zip	28376-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	159 HIGHLANDS III 4-128/7 HOUSE U/C @ 40% FOR 2021. HOUSE 100% FOR 2022.
Legal Subdivision	BEDFORD
Jurisdiction	HOKE NC
Township / Civil Division	MCLAUCHLIN
Census Block Group	2
Census Block	2000
Census Tract	970105

Owner

343 Union St is owned and occupied by two individuals who bought it in March 2021.

Source: Hoke County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	343 UNION ST, RAEFORD, NC 28376-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 30, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage VISION LENDING SERVICES LLC
Oct 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Oct 14, 2020 · Amount on File
Deed Document Number	20213155
Deed Book / Page	1370 / 81
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	343 UNION ST, RAEFORD, NC 28376-9719
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 UNION ST, RAEFORD, NC 28376-9719

Mortgage

Document Number	001616/223
Date	Sep 30, 2025
Book Page	1616/223
Instrument	7024

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	2114 E ACHIEVE WAY, TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

Interest

Change Frequency	Monthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Mar 30, 2021
Property Address	343 UNION ST, RAEFORD, NC 28376-9719
Document Number	0001370/81
Book / Page	1370 / 81
Map Reference	MB 4128 PG 7
Instrument Date	Mar 17, 2021
Instrument	3155
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 HAY ST STE 301, 109, FAYETTEVILLE, NC 28301-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 UNION ST, RAEFORD, NC 28376-9719

Mortgage

Document Number	0000003156
Date	Mar 30, 2021
Instrument	3156

Lender

Name	VISION LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Oct 14, 2020
Property Address	343 UNION ST, RAEFORD, NC 28376-9719
Document Number	001337/233
Book / Page	1337 / 233
Instrument Date	Oct 13, 2020
Instrument	8055
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 HAY ST STE 301, 109, FAYETTEVILLE, NC 28301-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HAY ST STE 301, 301, FAYETTEVILLE, NC 28301-6107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 343 Union St was $2,667.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,667.00	$329,300 (-) Land $57,750 Building $271,550	$329,300 (-) Land $57,750 Building $271,550
2025	$2,667.00	$329,300 Land $57,750 Building $271,550	$329,300 Land $57,750 Building $271,550
2023		$329,300 Land $57,750 Building $271,550	$329,300 (-) Land $57,750 Building $271,550
2022	$2,667.00		$329,300 Land $57,750 Building $271,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Union St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Metronet.

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