327 Union St, Raeford, NC 28376 Property Records

Hoke County property record for 327 Union St, Raeford, NC 28376

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,487 sqft · built 2020
Lot Size	0.377 acres (16,438 sqft)
Owner	2 Individual Names on File
Last Sale	$336,500 (Dec 2020)
Tax Bill	$3,004 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`494660101439`

Property Details

APN / Parcel Number

Primary APN	`494660101439`
Alternative APN	`223796`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,487 sqft Living Area
1st Floor Area	1,902 sqft
Upper Floors Area	1,585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,438 sqft (0.377 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	223796
Street Address	327 UNION ST
City	RAEFORD
State	NC
Zip	28376-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	158 HIGHLANDS III 4-128/7 HOUSE U/C FOR 2020 HOUSE 100% FOR 2021.
Legal Subdivision	BEDFORD
Jurisdiction	HOKE NC
Township / Civil Division	MCLAUCHLIN
Census Block Group	2
Census Block	2000
Census Tract	970105

Owner

327 Union St is owned and occupied by two individuals who bought it in December 2020.

Source: Hoke County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 UNION ST, RAEFORD, NC 28376-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE OZARKS
Dec 18, 2020	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Deed Document Number	202010187
Deed Book / Page	1350 / 216
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	327 UNION ST, RAEFORD, NC 28376-9719
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1314/837
Date	Jun 11, 2020
Book Page	1314/837
Instrument	4085

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Dec 18, 2020
Property Address	327 UNION ST, RAEFORD, NC 28376-9719
Document Number	1350/216
Book / Page	1350 / 216
Map Reference	MB 4128 PG 7
Instrument Date	Dec 18, 2020
Instrument	10187
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 UNION ST, RAEFORD, NC 28376-9719

Mortgage

Document Number	10188
Date	Dec 18, 2020
Instrument	10188

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 327 Union St was $3,004.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,004.00	$354,890 (-) Land $57,750 Building $297,140	$354,890 (-) Land $57,750 Building $297,140
2025	$3,004.00	$354,890 Land $57,750 Building $297,140	$354,890 Land $57,750 Building $297,140
2023		$354,890 Land $57,750 Building $297,140	$354,890 (-) Land $57,750 Building $297,140
2022	$3,004.00		$354,890 Land $57,750 Building $297,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Union St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Metronet.

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