343 Swanson Rd, Middlesboro, KY 40965 Property Records

Bell County property record for 343 Swanson Rd, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 2001
Owner	Individual Name on File
Last Sale	$108,500 (Jul 2021)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`092-00-00-098.00`

Property Details

APN / Parcel Number

Primary APN	`092-00-00-098.00`
Alternative APNs	`1948` `5125`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2001
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Terrain	Rolling

Location & Zoning

Account Number	5125
Street Address	343 SWANSON RD
City	MIDDLESBORO
State	KY
Zip	40965-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROPERTY NEAR WARD CHAPEL & D WIDE H
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1017
Census Tract	960500

Owner

343 Swanson Rd is owned and occupied by an individual who bought it in July 2021.

Source: Bell County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	343 SWANSON RD, MIDDLESBORO, KY 40965-8674
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 3, 2020	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	187238
Deed Book / Page	D392 / 6
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL KY
Recording Date	Jul 7, 2021
Property Address	343 SWANSON RD, MIDDLESBORO, KY 40965-8674
Document Number	0000D392/6
Book / Page	D392 / 6
Instrument Date	Jun 30, 2021
Instrument	187238
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	343 SWANSON RD, MIDDLESBORO, KY 40965-8674

Mortgage

Document Number	0000187239
Date	Jul 7, 2021
Instrument	187239

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2020: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BELL KY
Recording Date	Nov 3, 2020
Property Address	343 SWANSON RD, MIDDLESBORO, KY 40965-8674
Document Number	00D389/154
Book / Page	D389 / 154
Instrument Date	Oct 19, 2020
Instrument	184693
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 343 Swanson Rd was $1,295.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00	$108,500 Land $108,500	$108,500 Land $108,500
2023	$1,269.00	$108,500	$108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Swanson Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2011–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Swanson Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 87% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swanson Rd

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