Bell County property record for 251 Swanson Rd, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,400 sqft |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Oct 2017) |
| Tax Bill | $656 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-00-00-077.00 |
| Primary APN | 092-00-00-077.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | A-Frame |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Steep |
| Driveway | Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6964 |
|---|---|
| Street Address | 251 SWANSON RD |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-8670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROPERTY & HOUSE ON 25-E; ROCKY FACE |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 960500 |
251 Swanson Rd is owned by two individuals who bought it in October 2017.
Source: Bell County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5645 E OLD 56, SALEM, IN 47167-7070 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on File |
| Deed Sale | Oct 31, 2017 · Amount on File |
| Prior Sale | Nov 7, 2005 · Amount on File |
| Deed Document Number | 20173269 |
| Deed Book / Page | 376 / 189 |
| Prior Transfer Date | Oct 23, 2017 |
| Prior Transfer Doc | 00D376/189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Oct 31, 2017 |
| Property Address | 251 SWANSON RD, MIDDLESBORO, KY 40965-8670 |
| Document Number | 00D376/189 |
| Book / Page | D376 / 189 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 173269 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 733 SOUTHPOINT DR, 733, LEXINGTON, KY 40515-6314 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5645 E OLD 56, SALEM, IN 47167-7070 |
| Investor | Possibly a Property Investor |
| Document Number | 0000173270 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 173270 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
The 2025 property tax bill for 251 Swanson Rd was $656.
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Unified School District | Bell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $656.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
| 2023 | $643.00 | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 251 Swanson Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2011–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 251 Swanson Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 87% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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