343 S Division Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 343 S Division Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1966
Lot Size	0.432 acres (18,849 sqft)
Owner	2 Individual Names on File
Last Sale	$128,500 (Jul 1999)
Tax Bill	$2,927 (2024)
Flood Zone	Zone X (minimal risk)
APN	`01-19-04-251-009`

Property Details

APN / Parcel Number

Primary APN	`01-19-04-251-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	18,849 sqft (0.432 acres)
Garage Area	600 sqft

Location & Zoning

Street Address	343 S DIVISION RD
City	PETOSKEY
State	MI
Zip	49770-9380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC R-1
Legal Description	PLAT OF HILLVIEW ACRES, LOT 4. SECTION 4, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	04
Legal Lot Number	4
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1013
Census Tract	970600

Owner

343 S Division Rd is owned by two individuals who bought it in July 1999.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7321 CHANNEL RD, PETOSKEY, MI 49770-9624
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1999 · Amount on File
Deed Sale	Jul 23, 1999 · Amount on File
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,200 Land $151,200	$302,400 Land $302,400
2024	$2,927.00
2023		$105,200 Land $105,200	$210,400 Land $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 S Division Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 S Division Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PETOSKEY PARK APARTMENTS private · serves 70 people · EPA ID MI0005305
Water Source	Groundwater
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30