Emmet County property record for 322 S Division Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,500 (Jan 2015) |
| Tax Bill | $1,352 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-04-100-053 |
| Primary APN | 01-19-04-100-053 |
|---|
| Lot Area | 36,590 sqft (0.84 acres) |
|---|---|
| Patio Area | 108 sqft |
| Street Address | 322 S DIVISION RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC R-1 |
| Legal Description | COM 1408.59 FT S OF N 1/4 COR OF SEC FOR POB, TH CONT S 111 FT, W 329.2 FT, N 111 FT, E 329.22 FT TO POB, .84 AC+- SECTION 4 |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 04 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970700 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 12, PETOSKEY, MI 49770-0012 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2015 · Amount on Record |
| Deed Sale | Jan 5, 2015 · Amount on Record |
| Deed Document Number | 20155125505 |
| Deed Book / Page | 1172 / 700 |
| Prior Transfer Date | Jan 2, 2015 |
| Prior Transfer Doc | 1172/700 |
| Record Updated | Sep 20, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,500 (+17.19%) Building $52,500 | $105,000 (+17.19%) Building $105,000 | |
| 2025 | $44,800 (+35.76%) Building $44,800 | $89,600 (+35.76%) Building $89,600 | |
| 2024 | $1,352.00 | ||
| 2023 | $33,000 Building $33,000 | $66,000 Building $66,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY VIEW ASSOCIATION private · serves 831 people · EPA ID MI0000490 |
|---|---|
| Water Source | Purchased groundwater from CITY OF PETOSKEY |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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