343 S Cove Rd, Sunset, SC 29685 Property Records

Pickens County property record for 343 S Cove Rd, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 5,257 sqft · built 2005
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$629,900 (Dec 2001)
Tax Bill	$12,011 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4131-00-22-1538`

Property Details

APN / Parcel Number

Primary APN	`4131-00-22-1538`
Alternative APN	`R0066911`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,257 sqft Living Area
Basement Area	1,949 sqft
Finished Basement	1,949 sqft
Utility Area	123 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	38,333 sqft (0.88 acres)
View / Lot	Water
Garage Type	Mixed
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	1,205 sqft
Deck Area	104 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0066911
Street Address	343 S COVE RD
City	SUNSET
State	SC
Zip	29685-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT LAKE KEOWEE SEC B LOT 010 PLAT 432/11
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	22
Legal Lot Number	10
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2013
Census Tract	10201

Owner

343 S Cove Rd is owned and occupied by two individuals who bought it in December 2001.

Source: Pickens County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	343 S COVE RD, SUNSET, SC 29685-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2001 · Amount on File
Deed Sale	Dec 17, 2001 · Amount on File
Deed Document Number	0000650196
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	343 S COVE RD, SUNSET, SC 29685-1713
Document Number	0000009112
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 S COVE RD SUNSET SC 296851713, SUNSET, SC 29685-1713

Mortgage

Document Number	0000009112
Date	Jun 29, 2020
Book Page	005680/000249
Instrument	9112

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 343 S Cove Rd was $12,011, down 67.6% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,011.00 (-67.58%)	$108,850 (+15%) Land $21,850 Building $87,000	$4,874,700 (+106.01%) Land $978,500 Building $3,896,200
2024	$37,046.00 (+230.74%)	$94,650 (-) Land $19,000 Building $75,650	$2,366,300 (-) Land $475,000 Building $1,891,300
2023	$11,201.00 (-1.93%)	$94,650 (-) Land $19,000 Building $75,650	$2,366,300 (-) Land $475,000 Building $1,891,300
2022	$11,421.00	$94,650 Land $19,000 Building $75,650	$2,366,300 Land $475,000 Building $1,891,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 343 S Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 S Cove Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 350
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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