Pickens County property record for 324 S Cove Rd, Sunset, SC 29685 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,766 sqft Living Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,550,000 (2025) |
| Tax Bill | $9,338.00 (2025) |
Source: Pickens County records · APN 4131-00-13-5077
Assessment roll updated June 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 324 S COVE RD, SUNSET, SC 29685-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed, Transfer · Conventional Mortgage BAXTER CU |
| May 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2025 · Amount on Record |
| Deed Sale | Feb 12, 2025 · Amount on Record |
| Prior Sale | Feb 07, 2022 · Amount on Record |
| Deed Doc Number | 202501875 |
| Deed Book / Page | 2775 / 348 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Feb 07, 2022 |
| Property Address | 324 S COVE RD, SUNSET, SC 29685-1713 |
| Document Number | 0000001997 |
| Book / Page | 2367 / 167 |
| Map Reference | MB 432 PG 10-11 |
| Instrument Date | Feb 02, 2022 |
| Instrument | 202201997 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,955.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 324 S COVE RD, SUNSET, SC 29685-1713 |
| Document Number | 0000001998 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 202201998 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.37% |
| Index | 1-Year CMT |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 324 S COVE RD, SUNSET, SC 29685-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006813 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 5346/001 |
| Instrument | 201806813 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 324 S COVE RD, SUNSET, SC 29685-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004591 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 5630/309 |
| Instrument | 202004591 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | Other |
Source: Pickens County records · Assessment roll updated June 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,338.00 (-69.39%) | $84,630 (-33.34%) Land $16,000 Building $68,630 | $2,115,800 (-) Land $400,000 Building $1,715,800 |
| 2024 | $30,508.00 (-1.29%) | $126,950 (-1.59%) Land $24,000 Building $102,950 | $2,115,800 (-1.59%) Land $400,000 Building $1,715,800 |
| 2023 | $30,908.00 (+266.12%) | $129,000 (+79.27%) Land $24,000 Building $105,000 | $2,150,000 (+19.51%) Land $400,000 Building $1,750,000 |
| 2022 | $8,442.00 | $71,960 Land $11,000 Building $60,960 | $1,799,000 Land $275,000 Building $1,524,000 |
Source: FEMA National Flood Hazard Layer, Pickens County (45077C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 49% of the US · above 49% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4131-00-13-5077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,766 sqft Living Area |
| Basement Area | 1,755 sqft Basement |
| Finished Basement | 1,567 sqft Finished |
| Unfinished Basement | 188 sqft Unfinished |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 43,996 sqft (1.01 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,052 sqft Garage |
| Deck Area | 144 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 854 sqft Porch |
| View | Water View |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Account Number | R0066901 |
|---|---|
| Old Parcel Number | 4131 00 13 5077 |
| Street Address | 324 S COVE RD |
| City | SUNSET |
| State | SC |
| Zip | 29685-1713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESERVE AT LAKE KEOWEE SEC B LOT 005 PLAT 432/11 |
| Legal Subdivision | RESERVE AT LAKE KEOWEE |
| Legal Block | 13 |
| Legal Lot Number | 5 |
| Jurisdiction | PICKENS SC |
| Minor Civil Division | SIX MILE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 10201 |
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