343 Dow St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 343 Dow St, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2018
Lot Size	199 acres (8,671,925 sqft)
Owner	2 Individual Names on File
Last Sale	$311,569 (Jul 2012)
Tax Bill	$9,430 (2026)
Flood Zone	Zone X (minimal risk)
APN	`432689 81.-2-17.11`

Property Details

APN / Parcel Number

Primary APN	`432689 81.-2-17.11`
Alternative APN	`435J100132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,671,925 sqft (199 acres)
Lot Width	160 ft Width
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	435J100132
Street Address	343 DOW ST
City	COBLESKILL
State	NY
Zip	12043-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	2
Legal Lot Number	17.011
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	1
Census Block	1053
Census Tract	740200

Owner

343 Dow St is owned by two individuals who bought it in July 2012.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 WOODLAND AVE, MANORVILLE, NY 11949-2046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on File
Deed Sale	Jul 19, 2012 · Amount on File
Deed Book / Page	937 / 219
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 343 Dow St was $9,430, up 6.1% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,430.00 (+6.13%)
2025	$8,885.00	$204,000 Land $124,000 Building $80,000	$416,327 Land $253,062 Building $163,265
2023		$204,000 Land $124,000 Building $80,000	$357,895 Land $217,544 Building $140,351
2020	$6,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Dow St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Dow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20