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304 Dow St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 304 Dow St, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 3,080 sqft · built 1870
Lot Size141 acres (6,147,187 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Mar 2022)
Tax Bill$12,188 (2026)
Flood ZoneZone X (minimal risk)
APN432689 69.-2-21.11

Property Details

APN / Parcel Number

Primary APN432689 69.-2-21.11
Alternative APNs
  • 43268906900000020210010000
  • 435J100131

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area3,080 sqft Living Area
1st Floor Area1,616 sqft
2nd Floor Area1,008 sqft
Upper Floors Area456 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,147,187 sqft (141 acres)
Lot Width1,371 ft Width

Exterior Amenities

PorchSlab
Porch Area244 sqft
Shed1 Shed
Canopy75 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J100131
Street Address304 DOW ST
CityCOBLESKILL
StateNY
Zip12043-5505
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal Block2
Legal Lot Number21.011
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1053
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 DOW ST, COBLESKILL, NY 12043-5505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2022 · Amount on Record
Deed SaleMar 4, 2022 · Amount on Record
Deed Document Number2022807233
Deed Book / Page1158 / 297
Prior Transfer DateDec 1, 2011
Prior Transfer Doc0000000927/000000021
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,188.00 (+5.98%)
2025$11,500.00 (+160.18%)$258,000 (-) Land $83,000 Building $175,000$526,531 (+16.33%) Land $169,388 Building $357,143
2023$258,000 Land $83,000 Building $175,000$452,632 Land $145,614 Building $307,018
2020$4,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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