3429 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3429 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1988
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Mar 2019)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-8940`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-8940`
Alternative APNs	`34180201148940` `3961722.0` `3961722`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	405 sqft
2nd Floor Area	810 sqft
Upper Floors Area	810 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	653 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3961722.0
Old Parcel Number	34180201148940
Street Address	3429 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 14894 & 14895 BLK 481 FLORIDA SHORES NO 26 MB 19 PG 246 PER OR 5053 PG 3777 PER OR 7663 PG 1537
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	481
Legal Lot Number	14894 14895
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1063
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3429 UMBRELLA TREE DR, EDGEWATER, FL 32141-6520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Mar 4, 2019	Warranty Deed, Transfer · Conventional with PMI EDWARD & SUSAN HANLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Apr 15, 2003 · Amount on Record
Deed Document Number	2019-042408
Deed Book / Page	7663 / 1537
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3429 UMBRELLA TREE DR, EDGEWATER, FL 32141-6520
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 UMBRELLA TREE DR, EDGEWATER, FL 32141-6520

Mortgage

Document Number	0083651098
Date	Feb 7, 2023
Book Page	8365/1098
Instrument	2023024242

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 4, 2019
Property Address	3429 UMBRELLA TREE DR, EDGEWATER, FL 32141-6520
Document Number	0076631537
Book / Page	007663 / 001537
Instrument Date	Feb 28, 2019
Instrument	42408
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3429 UMBRELLA TREE DR EDGEWATER FL 321416520, EDGEWATER, FL 32141-6520

Mortgage

Document Number	76631538
Date	Mar 4, 2019
Book Page	007663/001538
Instrument	42409

Lender

Name	EDWARD & SUSAN HANLEY
Address	2960 SW 22ND AVE # 803, DELRAY BEACH, FL 33445-7850
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	24 Months
Due	Mar 3, 2021

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00 (+18.49%) Homeowner's exemption	$126,555 (+5.99%)	$249,418 (+12.98%) Land $54,000 Building $195,418
2023	$1,493.00 (-47.36%) Homeowner's exemption	$119,407 (+3%)	$220,757 (+14.52%) Land $34,000 Building $186,757
2022	$2,836.00 Homeowner's exemption	$115,929	$192,770 Land $29,600 Building $163,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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