3428 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3428 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 2017)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Dec 2017 Transfer Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-9190`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-9190`
Alternative APNs	`02183401149190` `6247030.0` `6247030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	1,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	51 sqft
Deck Area	150 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	6247030
Street Address	3428 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14919 & 14920 BLK 483 FLORIDA SHORES NO 26 MB 19 PG 246 PER OR 5179 PG 3254 PER OR 5406 PG 0315 PER OR 6107 PG 3535 PER OR 6995 PG 1977 PER OR 7478 PG 1338 PER OR 7478 PG 1373 PER OR 7485 PG 0374
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	483
Legal Lot Number	14919
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1007
Census Tract	83007

Owner

3428 Umbrella Tree Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3428 UMBRELLA TREE DR, EDGEWATER, FL 32141-6506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Warranty Deed, Transfer · VA Mortgage COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Sep 24, 2004 · Amount on File
Deed Document Number	2017232137
Deed Book / Page	7478 / 1373
Record Updated	Jun 8, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 18, 2017
Property Address	3428 UMBRELLA TREE DR, EDGEWATER, FL 32141-6506
Document Number	0074850374
Book / Page	007485 / 000374
Instrument Date	Dec 1, 2017
Instrument	244150
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3428 UMBRELLA TREE DR EDGEWATER FL 321416506, EDGEWATER, FL 32141-6506

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 1, 2017
Property Address	3428 UMBRELLA TREE DR, EDGEWATER, FL 32141-6506
Document Number	0074781373
Book / Page	7478 / 1373
Map Reference	MB19 PG246
Instrument Date	Nov 30, 2017
Instrument	2017-232137
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATL TITLE OF FLORI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 GRAPE IVY LN, 736, NEW SMYRNA BEACH, FL 32168-2066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 UMBRELLA TREE DR, EDGEWATER, FL 32141-6506

Mortgage

Document Number	2017232138
Date	Dec 1, 2017
Instrument	2017-232138

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3428 Umbrella Tree Dr was $2,030 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,113 (+2.7%)	$271,185 (+1.27%) Land $54,000 Building $217,185
2025	$2,030.00 Homeowner's exemption	$152,983	$267,784 Land $54,000 Building $213,784
2023	$1,963.00 (+2.83%) Homeowner's exemption	$144,342 (+3%)	$252,785 (+17.85%) Land $34,000 Building $218,785
2022	$1,909.00 Homeowner's exemption	$140,138	$214,506 Land $29,600 Building $184,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3428 Umbrella Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Umbrella Tree Dr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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