Calvert County property record for 3428 Smithville Dr, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,080 sqft · built 1986 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $725,000 (Mar 2024) |
| Tax Bill | $4,831 (2023) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-112993 |
| Primary APN | 03-112993 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 117,612 sqft (2.7 acres) |
| Garage Type | Mixed |
| Garage Area | 1,252 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 112993 |
|---|---|
| Old Parcel Number | 3112993 |
| Street Address | 3428 SMITHVILLE DR |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 48 PLAT 2 SMITH'S PURCHASE |
| Legal Subdivision | SMITHS PURCHASE |
| Legal Lot Number | 48 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 860103 |
Source: Calvert County records, as of March 22, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3428 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 18, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Deed Document Number | 0006541378 |
| Deed Book / Page | 6541 / 378 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 5, 2024 |
| Property Address | 3428 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Document Number | 0065410378 |
| Book / Page | 6541 / 378 |
| Map Reference | LB ABE 1 FO 385 |
| Instrument Date | Mar 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3428 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Document Number | 0006541386 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 6541/386 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3428 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3428 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Document Number | 0058970103 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 5897/103 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Nov 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,831.00 Homeowner's exemption | $465,033 | $521,500 Land $187,000 Building $334,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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