Calvert County property record for 3416 Smithville Dr, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,684 sqft · built 1986 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $607,000 (Aug 2025) |
| Tax Bill | $5,347 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-113035 |
| Primary APN | 03-113035 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,684 sqft Total Area |
| Basement Area | 1,431 sqft |
| Finished Basement | 1,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 112 sqft |
| Patio Area | 217 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 113035 |
|---|---|
| Street Address | 3416 SMITHVILLE DR |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 51 PLAT 2 SMITH'S PURCHASE |
| Legal Subdivision | PLAT TWO SMITHS PURCHASE |
| Legal Lot Number | 51 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3416 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 7, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRST HERITAGE MORTGAGE LLC |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 9, 2020 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Prior Sale | Jul 9, 2020 · Amount on Record |
| Deed Book / Page | 6773 / 222 |
| Prior Transfer Date | Oct 11, 2011 |
| Prior Transfer Doc | 0038180005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3416 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PRUITT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0049380228 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 4938/0228 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | HOMESTEAD, FL 33030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3416 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0059510440 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 5951/440 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 9, 2020 |
| Property Address | 3416 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Document Number | 0056370276 |
| Book / Page | 5637 / 276 |
| Map Reference | LB ABE 1 FO 385 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3416 SMITHVILLE DR, DUNKIRK, MD 20754-9662 |
| Document Number | 5637284 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 5637/284 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,700 (+8.15%) | $591,100 (+24.44%) Land $170,900 Building $420,200 | |
| 2025 | $5,347.00 (+23.63%) | $475,000 (+14.09%) Land $170,900 Building $304,100 | $475,000 (-) Land $170,900 Building $304,100 |
| 2023 | $4,325.00 | $416,333 | $475,000 Land $170,900 Building $304,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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