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3428 S 3rd St, McAllen, TX 78503 Property Records

Hidalgo County property record for 3428 S 3rd St, McAllen, TX 78503

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,836 sqft · built 2011
Lot Size0.305 acres (13,297 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Oct 2020)
Tax Bill$9,997 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2020 Mortgage
APNC254900000001100

Property Details

APN / Parcel Number

Primary APNC254900000001100
Alternative APNs
  • R697163
  • 697163

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,836 sqft Living Area
Gross Area4,320 sqft
1st Floor Area1,620 sqft
2nd Floor Area22,165 sqft
FlooringTile

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area13,297 sqft (0.305 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area24 sqft
Canopy396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3428 S 3RD ST
CityMCALLEN
StateTX
Zip78503-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE LOT 11
Legal SubdivisionCEDAR COVE
Legal Tract11
Legal Block3
Legal Lot Number11
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group3
Census Block3018
Census Tract21203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3428 S 3rd St is owned and occupied by two individuals who bought it in October 2020.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3428 S 3RD ST, MCALLEN, TX 78503-5715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 1, 2020Vendor's Lien, Transfer · Conventional Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2020 · Amount on File
Deed SaleOct 1, 2020 · Amount on File
Prior SaleNov 5, 2010 · Amount on File
Deed Document Number20203153322
Prior Transfer DateSep 23, 2020
Prior Transfer Doc0003153322
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address3428 S 3RD ST, MCALLEN, TX 78503-5715
Document Number0003182038
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 RED ANTS DR PROGRESO TX 78579, PROGRESO, TX 78579

Mortgage

Document Number0003182038
DateJan 8, 2021
Instrument3182038
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueJan 7, 2041

October 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateOct 1, 2020
Property Address3428 S 3RD ST, MCALLEN, TX 78503-5715
Document Number0003153322
Map ReferenceVOL 48 PG 141
Instrument DateSep 23, 2020
Instrument3153322
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyENCORE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3600 SANTA, 3600, MISSION, TX 78572

Transferred To (Grantee/Buyer)

NameVerified Name
Address3428 S 3RD ST, MCALLEN, TX 78503-5715

Mortgage

Document Number0003153323
DateOct 1, 2020
Instrument3153323
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3428 S 3rd St was $9,997 with a homeowner's exemption, up 24.5% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,704 (-3.06%) Land $192,142 Building $288,562$480,704 (-3.06%) Land $192,142 Building $288,562
2025$9,997.00 (+24.46%) Homeowner's exemption$495,892 Land $192,142 Building $303,750$495,892 Land $192,142 Building $303,750
2024$8,032.00 (-15.51%)
2023$9,507.00 (+21.32%) Homeowner's exemption$446,760 Land $132,305 Building $334,762$467,067 Land $132,305 Building $334,762
2022$7,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3428 S 3rd St; there have been 20 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims20 (2018–2025)
Claims Outside the SFHA20 of 20
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 S 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
TWIN
Fixed Wireless		400 / 100
VTX Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20

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