3420 S 3rd St, McAllen, TX 78503 Property Records

Hidalgo County property record for 3420 S 3rd St, McAllen, TX 78503

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 5,024 sqft · built 2016
Lot Size0.208 acres (9,039 sqft)
Owner2 Individual Names on Record
Last Sale$678,832 (Feb 2026)
Tax Bill$11,284 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2020 Mortgage
+ 2 more
APNC254900000000900

Property Details

APN / Parcel Number

Primary APNC254900000000900
Alternative APNs
  • R697161
  • 697161

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,024 sqft Living Area
Gross Area5,825 sqft
1st Floor Area2,912 sqft
2nd Floor Area2,112 sqft
FlooringTile

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Roof MaterialSlate
Lot Area9,039 sqft (0.208 acres)
Garage TypeAttached
Garage Area713 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area88 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3420 S 3RD ST
CityMCALLEN
StateTX
Zip78503-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE LOT 9
Legal SubdivisionCEDAR COVE
Legal Tract9
Legal Block3
Legal Lot Number9
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group3
Census Block3018
Census Tract21203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 BALES RD, 4, MCALLEN, TX 78503-3160
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Vendor's Lien, Transfer · Seller Carry-Back
JEFFREY ERICKSON
Jan 6, 2020Deed of Trust, Mortgage
MORTGAGE CONNEXTIONS LP
Jan 2, 2019Warranty Deed, Construction Loan · Construction Mortgage
BANK OF SOUTH TX
Aug 23, 2017Grant Deed, Construction Loan · Construction Mortgage
TEXAS REG'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleAug 23, 2017 · Amount on Record
Deed Document Number20263726419
Prior Transfer DateAug 22, 2017
Prior Transfer Doc0002843914
Record UpdatedOct 29, 2026

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateFeb 20, 2026
Property Address3420 S 3RD ST, MCALLEN, TX 78503-5715
Document Number0003726419
Map ReferenceVOL 48 PG 141
Instrument DateSep 19, 2025
Instrument3726419
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3520 BUDDY OWENS AVE, MCALLEN, TX 78504-5465

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 BALES RD APT 4, 4, MCALLEN, TX 78503-3160

Mortgage

DateFeb 20, 2026
Lender
NameJEFFREY ERICKSON
TypePrivate Party
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Mortgage

Document Number0003726420
DateFeb 20, 2026
Instrument3726420
Lender
NameJEFFREY ALLEN ERICKSON ETAL
TypePrivate Party
Address3520 BUDDY OWENS AVE, MCALLEN, TX 78504
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term8 Months
DueOct 1, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address3420 S 3RD ST, MCALLEN, TX 78503-5715
Document Number0003079820
Instrument DateJan 6, 2020
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyCHARGE SAN JACINTO TITLE SERVICES, CHARGE SAN JACINTO TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 S 3RD ST MCALLEN TX 785035715, MCALLEN, TX 78503-5715

Mortgage

Document Number0003079820
DateJan 15, 2020
Instrument3079820
Lender
NameMORTGAGE CONNEXTIONS LP
AddressCONROE, TX 77302
Agreement
AmountAmount Recorded
Term180 Months
DueJan 14, 2035

January 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateJan 2, 2019
Property Address3420 S 3RD ST, MCALLEN, TX 78503-5715
Document Number0002975842
Instrument DateDec 19, 2018
Instrument2975842
Transaction TypeConstruction Loan
Record UpdatedJan 29, 2019
Title CompanySIERRA TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 FOREST PARK BLVD #228B OXNARD CA 930365534, 228B, OXNARD, CA 93036-5534

Mortgage

Document Number2975843
DateJan 2, 2019
Instrument2975843
Lender
NameBANK OF SOUTH TX
TypeBank
AddressPHARR, TX 78577
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2020

Mortgage

Document Number2975844,
DateJan 2, 2019
Instrument2975844
Lender
NameCALTIA CONSTRUCTION LLC
Address2112 S SHARY RD # 8, MISSION, TX 78572-0009
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2020

August 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionHIDALGO TX
Recording DateAug 23, 2017
Property Address3420 S 3RD ST, MCALLEN, TX 78503-5715
Document Number0002843914
Instrument DateAug 22, 2017
Instrument2843914
Transaction TypeConstruction Loan
Record UpdatedSep 19, 2017
Title CompanyEDWARDS ABSTRACT COMPANY, EDWARDS ABSTRACT CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3520 BUDDY OWENS AVE MCALLEN TX 785045465, MCALLEN, TX 78504-5465

Mortgage

Document Number2843058
DateAug 23, 2017
Instrument2843058
Lender
NameTEXAS REG'L BK
TypeBank
AddressMCALLEN, TX 78502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 22, 2018

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$607,601 (+1%)$651,137 (-1.79%) Land $150,047 Building $501,090
2025$11,284.00 (+4.71%) Homeowner's exemption$552,365 (+21%)$663,023 (+42.37%) Land $150,047 Building $512,976
2024$10,776.00 (+10.68%)
2023$9,736.00 (+21.23%) Homeowner's exemption$456,500 Land $89,938 Building $375,762$465,700 Land $89,938 Building $375,762
2022$8,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims20 (2018–2025)
Claims Outside the SFHA20 of 20
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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