Kenton County property record for 3427 Talbot Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 921 sqft · built 1959 |
| Lot Size | 0.16 acres (6,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,495 (Aug 2026) |
| Tax Bill | $2,176 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan Feb 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-06-002.00 |
| Primary APN | 003-30-06-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 921 sqft Finished Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,985 sqft (0.16 acres) |
| Lot Dimensions | 127 ft deep x 55 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3427 TALBOT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIGGS FARM ADDN LOT 77 & REAR PT 78 & TRI STRIP 79 55X127 IRREG |
| Legal Subdivision | RIGGS FARM ADDN |
| Legal Lot Number | 77,78 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7128 MANDERLAY DR, FLORENCE, KY 41042-2625 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Construction Loan · Construction Mortgage RJ PRIVATE LENDING LLC |
| Feb 7, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 7, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Feb 7, 2018 · Amount on Record |
| Deed Document Number | 2026080717641 |
| Deed Book / Page | 476 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 3427 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 0000017641 |
| Book / Page | 476 / 82 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202617641 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2026 |
| Title Company | BELLA TITLE, BELLA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,685.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7128 MANDERLAY DR, FLORENCE, KY 41042-2625 |
| Document Number | 0000017642, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 2026080717642 |
| Name | RJ PRIVATE LENDING LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 7, 2018 |
| Property Address | 3427 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 0000000077 |
| Book / Page | 0C6349 / 000194 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 77 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6230 RIDGEWOOD CT FLORENCE KY 410429715, FLORENCE, KY 41042-9715 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 7, 2018 |
| Property Address | 3427 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 0000000078 |
| Book / Page | 0C6349 / 000198 |
| Instrument Date | Feb 7, 2018 |
| Instrument | 78 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6230 RIDGEWOOD CT FLORENCE KY 410429715, FLORENCE, KY 41042-9715 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-) Land $25,000 Building $140,000 | $165,000 (-) Land $25,000 Building $140,000 | |
| 2025 | $2,176.00 (+1.54%) | $165,000 (-) Land $25,000 Building $140,000 | $165,000 (-) Land $25,000 Building $140,000 |
| 2023 | $2,143.00 | $165,000 Land $25,000 Building $140,000 | $165,000 Land $25,000 Building $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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