Kenton County property record for 3425 Talbot Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 918 sqft · built 1959 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Feb 2022) |
| Tax Bill | $1,396 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-06-003.00 |
| Primary APN | 003-30-06-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 918 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3425 TALBOT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIGGS FARM ADDN LOT 76 |
| Legal Subdivision | RIGGS FARM ADDN |
| Legal Lot Number | 76 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3425 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 28, 2017 | Deed, Transfer PEOPLES BANK OF KENTUCKY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2010 · Amount on Record |
| Deed Document Number | 2022213 |
| Deed Book / Page | 150 / 418 |
| Prior Transfer Date | Apr 17, 2013 |
| Prior Transfer Doc | 0000000318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 25, 2022 |
| Property Address | 3425 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 0005900213 |
| Book / Page | 150 / 418 |
| Map Reference | PL 236 |
| Instrument Date | Feb 6, 2022 |
| Instrument | 22022505900213 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3425 TALBOT AVE, 3425, ERLANGER, KY 41018-1315 |
| Name | Verified Name |
|---|---|
| Address | 3425 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 0005900214 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 22022505900214 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEWIS KY |
| Recording Date | Dec 28, 2017 |
| Property Address | 3425 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 258/475 |
| Book / Page | 258 / 475 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 163648 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2740 CLARKSBURG RD, 2740, VANCEBURG, KY 41179-7742 |
| Name | Verified Name |
|---|---|
| Address | 3425 TALBOT AVE, ERLANGER, KY 41018-1315 |
| Document Number | 163649 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 163649 |
| Name | PEOPLES BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 15, 2027 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,000 (-) Land $25,000 Building $130,000 | $155,000 (-) Land $25,000 Building $130,000 | |
| 2025 | $1,396.00 (-0.99%) Homeowner's exemption | $155,000 (-) Land $25,000 Building $130,000 | $155,000 (-) Land $25,000 Building $130,000 |
| 2023 | $1,410.00 Homeowner's exemption | $155,000 Land $25,000 Building $130,000 | $155,000 Land $25,000 Building $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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