3427 Espada Dr, Belton, TX 76513 Property Records

Bell County property record for 3427 Espada Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,578 sqft · built 2021
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Jul 2021)
Tax Bill	$6,059 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0263890523`

Property Details

APN / Parcel Number

Primary APN	`0263890523`
Alternative APN	`497436`

Interior

Stories	1 Story
Building Area	2,578 sqft Living Area
1st Floor Area	2,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	474 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3427 ESPADA DR
City	BELTON
State	TX
Zip	76513-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAWSON RIDGE AMENDING PLAT, BLOCK 008, LOT 0011
Legal Subdivision	DAWSON RIDGE AMENDING PLAT
Legal Block	8
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	3
Census Block	3006
Census Tract	21701

Owner

3427 Espada Dr is owned and occupied by an individual who bought it in July 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3427 ESPADA DR, BELTON, TX 76513-4133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 15, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Sep 15, 2020 · Amount on File
Deed Document Number	202143663
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000043663
Record Updated	Sep 20, 2026

July 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 9, 2021
Property Address	3427 ESPADA DR, BELTON, TX 76513-4133
Document Number	0000043663
Map Reference	DOC 2020040174A&B
Instrument Date	Jun 29, 2021
Instrument	2021043663
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 EAPEL DR, BELTON, TX 76513

Mortgage

Document Number	0000043664
Date	Jul 9, 2021
Instrument	2021043664

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 15, 2020
Property Address	3427 ESPADA DR, BELTON, TX 76513-4133
Document Number	0000049044
Map Reference	PL 2020040174
Instrument Date	Sep 10, 2020
Instrument	2020-00049044
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049045
Date	Sep 15, 2020
Instrument	2020-00049045

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3427 Espada Dr was $6,059 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,059.00	$498,714	$509,635 Land $75,000 Building $434,635
2023	$7,108.00 (-17.88%) Homeowner's exemption Senior Citizen's exemption	$492,027 Land $75,000 Building $417,027	$492,027 Land $75,000 Building $417,027
2022	$8,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3427 Espada Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3427 Espada Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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