3415 Espada Dr, Belton, TX 76513 Property Records

Bell County property record for 3415 Espada Dr, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,454 sqft · built 2022
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on Record
Tax Bill$967 (2022)
Deeds & MortgagesJan 2022 Construction Loan
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0263890514

Property Details

APN / Parcel Number

Primary APN0263890514
Alternative APN
  • 497433

Interior

Stories1 Story
Building Area2,454 sqft Living Area

Exterior

Year BuiltBuilt 2022
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area9,801 sqft (0.225 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area427 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3415 ESPADA DR
CityBELTON
StateTX
Zip76513-4133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDAWSON RIDGE AMENDING PLAT, BLOCK 008, LOT 0008
Legal SubdivisionDAWSON RIDGE AMENDING PLAT
Legal Block8
Legal Lot Number8
JurisdictionBELL TX
Township / Civil DivisionBELTON
Census Block Group3
Census Block3006
Census Tract21701

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3415 ESPADA DR, BELTON, TX 76513-4133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Construction Mortgage
HAPPY STATE BANK
Dec 5, 2022Vendor's Lien, Subdivision Related Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022
Deed SaleDec 5, 2022
Deed Document Number2022071874
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3415 ESPADA DR, BELTON, TX 76513-4133
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000004062
DateJan 21, 2022
Instrument2022004062
Lender
NameHAPPY STATE BANK
TypeBank
AddressAMARILLO, TX 79101
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 5, 2022
Property Address3415 ESPADA DR, BELTON, TX 76513-4133
Document Number0000071874
Map ReferenceDOC 2020040174A&B
Instrument DateDec 2, 2022
Instrument2022071874
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 ESPADA DR, BELTON, TX 76513-4133

Mortgage

Document Number0000071875
DateDec 5, 2022
Instrument2022071875
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityBelton City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$474,793 Land $75,000 Building $399,793$474,793 Land $75,000 Building $399,793
2022$967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System439 WSC
serves 7,836 people · EPA ID TX0140076
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink, T-Mobile.

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