3427 Elaine St, Oxnard, CA 93036 Property Records

Ventura County property record for 3427 Elaine St, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,548 sqft · built 1955
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2014)
Tax Bill	$5,870 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-0-040-475`

Property Details

APN / Parcel Number

Primary APN	`144-0-040-475`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3427 ELAINE ST
City	OXNARD
State	CA
Zip	93036-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 13 REF: 022MR 034
Legal Subdivision	RIO PLAZA UNIT #3
Legal Block	40
Legal Lot Number	13
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2000
Census Tract	5006

Owner

3427 Elaine St is owned and occupied by two individuals who bought it in July 2014.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3427 ELAINE ST, OXNARD, CA 93036-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2014 · Amount on File
Deed Sale	Jul 10, 2014 · Amount on File
Prior Sale	Jan 24, 2014 · Amount on File
Deed Document Number	201485590
Prior Transfer Date	Dec 15, 2005
Prior Transfer Doc	0000100539
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3427 ELAINE ST, OXNARD, CA 93036-1438
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 ELAINE ST, OXNARD, CA 93036-1438

Mortgage

Document Number	2022000008454
Date	Jan 25, 2022
Instrument	2022000008454

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3427 ELAINE ST, OXNARD, CA 93036-1438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 ELAINE ST, OXNARD, CA 93036-1438

Mortgage

Document Number	0000208341
Date	Dec 4, 2020
Instrument	20201204-00208341

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3427 ELAINE ST, OXNARD, CA 93036-1438
Document Number	0000015280
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3427 ELAINE ST OXNARD CA 930361438, OXNARD, CA 93036-1438

Mortgage

Document Number	0000015280
Date	Feb 4, 2020
Instrument	15280

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3427 Elaine St was $5,870 with a homeowner's exemption, up 1.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,570 (+2%) Land $294,824 Building $158,746
2025	$5,870.00 (+1.35%) Homeowner's exemption	$444,677 Land $289,043 Building $155,634
2024	$5,792.00 (+1.49%)
2023	$5,707.00 (+3.24%) Homeowner's exemption	$427,410 Land $277,818 Building $149,592
2022	$5,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3427 Elaine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3427 Elaine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - RIO PLAZA private · serves 1,712 people · EPA ID CA5610010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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