3411 Elaine St, Oxnard, CA 93036 Property Records

Ventura County property record for 3411 Elaine St, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,366 sqft · built 1955
Lot Size	0.156 acres (6,777 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (Oct 1995)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`144-0-040-495`

Property Details

APN / Parcel Number

Primary APN	`144-0-040-495`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	1,110 sqft
1st Floor Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	6,777 sqft (0.156 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3411 ELAINE ST
City	OXNARD
State	CA
Zip	93036-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 11 REF: 022MR 034
Legal Subdivision	RIO PLAZA TRACT UNIT #3
Legal Block	40
Legal Lot Number	11
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2000
Census Tract	5006

Owner

3411 Elaine St is owner-occupied and held in a trust since November 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Trust Name on File
Mailing Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit PREMIER AMERICA CU
Nov 8, 2022	Intrafamily Transfer, Transfer
Dec 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CATALYST MORTGAGE
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 1995 · Amount on File
Deed Sale	Oct 31, 1995 · Amount on File
Deed Document Number	1995131690
Last Transfer Date	Nov 3, 2022
Transfer Doc	0000108216
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 ELAINE ST, OXNARD, CA 93036-1438

Mortgage

Document Number	0000074386
Date	Oct 17, 2025
Instrument	2025000074386

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	242 Months
Due	Nov 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Nov 8, 2022
Property Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Document Number	2022000108216
Map Reference	MB 22 PG 34
Instrument Date	Nov 3, 2022
Instrument	2022000108216
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3411 ELAINE ST, OXNARD, CA 93036-1438

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 16, 2021
Property Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Document Number	2021001986807
Map Reference	MB 22 PG 34
Instrument Date	Dec 8, 2021
Instrument	2021001986807
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3411 ELAINE ST, OXNARD, CA 93036-1438

Mortgage

Document Number	2021001986808
Date	Dec 16, 2021
Instrument	2021001986808

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 ELAINE ST, OXNARD, CA 93036-1438

Mortgage

Document Number	0000105683
Date	May 27, 2021
Instrument	20210527-00105683

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Document Number	0000022473
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 ELAINE ST OXNARD CA 930361438, OXNARD, CA 93036-1438

Mortgage

Document Number	0000022473
Date	Mar 1, 2019
Instrument	22473

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3411 ELAINE ST, OXNARD, CA 93036-1438
Document Number	0000120334
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 ELAINE ST OXNARD CA 930361438, OXNARD, CA 93036-1438

Mortgage

Document Number	0000120334
Date	Oct 25, 2018
Instrument	120334

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3411 Elaine St was $3,350 with a homeowner's exemption, up 1.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$228,694 (+2%) Land $91,475 Building $137,219
2025	$3,350.00 (+1.39%) Homeowner's exemption	$224,210 Land $89,681 Building $134,529
2024	$3,304.00 (+1.47%)
2023	$3,256.00 (+2.88%) Homeowner's exemption	$215,504 Land $86,198 Building $129,306
2022	$3,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3411 Elaine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3411 Elaine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - RIO PLAZA private · serves 1,712 people · EPA ID CA5610010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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