3426 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 3426 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1940
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,999 (Oct 2015)
Tax Bill	$548 (2025)
Deeds & Mortgages	Dec 2024 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021C-033`

Property Details

APN / Parcel Number

Primary APN	`021C-033`
Alternative APN	`3942`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Heated Area
1st Floor Area	832 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	108,464 sqft (2.49 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	664 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3942
Street Address	3426 TALKING ROCK RD
City	TALKING ROCK
State	GA
Zip	30175-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL203 2.49AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4053
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3426 OLD TALKING ROCK RD, TALKING ROCK, GA 30175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
May 17, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2015 · Amount on Record
Deed Sale	Oct 5, 2015 · Amount on Record
Prior Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	20151629
Deed Book / Page	1066 / 195
Last Transfer Date	Jun 3, 2024
Transfer Doc	0014010560
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3426 TALKING ROCK RD, TALKING ROCK, GA 30175-6523
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5910 STERLING CT, CUMMING, GA 30040-0590

Mortgage

Document Number	0014200000000703
Date	Dec 26, 2024
Book Page	0000001420/0000000703

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3426 TALKING ROCK RD, TALKING ROCK, GA 30175-6523
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 TALKING ROCK RD, TALKING ROCK, GA 30175-6523

Mortgage

Document Number	0012730000000431
Date	May 11, 2021
Book Page	0000001273/0000000431

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3426 TALKING ROCK RD, TALKING ROCK, GA 30175-6523
Document Number	0012730431
Instrument Date	May 6, 2021
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 TALKING ROCK RD TALKING ROCK GA 301756523, TALKING ROCK, GA 30175-6523

Mortgage

Document Number	0012730431
Date	May 11, 2021
Book Page	001273/000431

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	May 17, 2021
Property Address	3426 TALKING ROCK RD, TALKING ROCK, GA 30175-6523
Document Number	0012740533
Book / Page	001274 / 000533
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 TALKING ROCK RD TALKING ROCK GA 301756523, TALKING ROCK, GA 30175-6523

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,910 (+74.15%) Land $22,096 Building $53,814	$189,774 (+74.14%) Land $55,241 Building $134,533
2025	$548.00 (-8.36%) Homeowner's exemption	$43,590 (+23.6%) Land $17,606 Building $25,984	$108,976 (+23.6%) Land $44,016 Building $64,960
2024	$598.00 (-2.76%) Homeowner's exemption	$35,267 (-) Land $9,283 Building $25,984	$88,167 (-) Land $23,207 Building $64,960
2023	$615.00 (-14.23%) Homeowner's exemption	$35,267 (-) Land $9,283 Building $25,984	$88,167 (-) Land $23,207 Building $64,960
2022	$717.00 Homeowner's exemption	$35,267 Land $9,283 Building $25,984	$88,167 Land $23,207 Building $64,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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