3323 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 3323 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,259 sqft · built 1975
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,900 (Oct 2001)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021C-056-001`

Property Details

APN / Parcel Number

Primary APN	`021C-056-001`
Alternative APN	`3947`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,259 sqft Heated Area
1st Floor Area	1,259 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	232 sqft
Deck Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3947
Street Address	3323 TALKING ROCK RD
City	TALKING ROCK
State	GA
Zip	30175-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL203 .694AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4051
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3323 TALKING ROCK RD, TALKING ROCK, GA 30175-6521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE
Jun 5, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2001 · Amount on Record
Deed Sale	Oct 17, 2001 · Amount on Record
Prior Sale	Aug 31, 1994 · Amount on Record
Deed Book / Page	426 / 419
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3323 TALKING ROCK RD, TALKING ROCK, GA 30175-6521
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 TALKING ROCK RD, TALKING ROCK, GA 30175-6521

Mortgage

Document Number	0014680000000948
Date	Mar 24, 2026
Book Page	0000001468/0000000948

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 5, 2024
Property Address	3323 TALKING ROCK RD, TALKING ROCK, GA 30175-6521
Document Number	0014000959
Book / Page	1400 / 959
Instrument Date	Jun 5, 2024
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0001400961
Date	Jun 5, 2024
Instrument	1400/961

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,387 (+1.78%) Land $16,270 Building $93,117	$273,470 (+1.78%) Land $40,676 Building $232,794
2025	$1,856.00 (+755.3%) Homeowner's exemption	$107,474 (+214.21%) Land $14,356 Building $93,118	$268,684 (+214.21%) Land $35,890 Building $232,794
2023	$217.00 (-68.78%) Homeowner's exemption	$34,205 (-) Land $4,728 Building $29,477	$85,512 (-) Land $11,820 Building $73,692
2022	$695.00 Homeowner's exemption	$34,205 Land $4,728 Building $29,477	$85,512 Land $11,820 Building $73,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKENS COUNTY WATER AUTH. serves 7,153 people · EPA ID GA2270002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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