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3426 Spring Lakes Dr, Chipley, FL 32428 Property Records

Washington County property record for 3426 Spring Lakes Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,134 sqft · built 1984
Lot Size22.5 acres (982,713 sqft)
OwnerIndividual Name on Record
Last Sale$31,700 (Jun 2025)
Tax Bill$1,205 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Jun 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN000032250004

Property Details

APN / Parcel Number

Primary APN000032250004
Alternative APNs
  • 00000000-00-3225-0004
  • 32250004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,134 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,134 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area982,713 sqft (22.5 acres)
Garage TypeDetached
Garage Area2,044 sqft

Exterior Amenities

PorchSlab
Porch Area108 sqft
Deck Area196 sqft
Patio Area216 sqft
Gazebo144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3426 SPRING LAKES DR
CityCHIPLEY
StateFL
Zip32428-5423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9 2 14 10.53 ORB 1339 P 963 PRCL DESC IN ORB 1339 P 963
Legal Range14W
Legal Township02S
Legal Section09
Legal SubdivisionSPRING LAKES ESTATES
Legal Block4
Legal Lot Number4
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2014
Census Tract970302

Owner

Source: Washington County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address17751 PANAMA CITY BEACH PKWY, 3C, PANAMA CITY BEACH, FL 32413-2027
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2025Warranty Deed, Transfer · Conventional Mortgage
SOFI BANK NA
Jun 23, 2025Warranty Deed, Transfer
NORTHWEST TITLE GROUP LLC
Dec 9, 2022Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleJun 19, 2025 · Amount on Record
Deed Document Number20254392
Deed Book / Page1340 / 271
Record UpdatedOct 29, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 19, 2025
Property Address3426 SPRING LAKES DR, CHIPLEY, FL 32428-5423
Document Number0067004317
Book / Page1339 / 963
Instrument DateJun 18, 2025
Instrument202567004317
Transaction TypeTransfer
Record UpdatedJul 21, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,099.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3917 HELMLY CT, CHIPLEY, FL 32428-2913

Transferred To (Grantee/Buyer)

NameVerified Name
Address17751 PANAMA CITY BEACH PKWY UNIT 3C, 3C, PANAMA CITY BEACH, FL 32413-2027

Mortgage

Document Number0067004318
DateJun 19, 2025
Book Page20-/965
Instrument202567004318
Lender
NameSOFI BANK NA
TypeBank
Address2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 23, 2025
Property Address3426 SPRING LAKES DR, CHIPLEY, FL 32428-5423
Document Number0067004392
Book / Page1340 / 271
Instrument DateMay 22, 2025
Instrument202567004392
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$221.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3917 HELMLY CT, CHIPLEY, FL 32428-2913

Transferred To (Grantee/Buyer)

NameVerified Name
Address3386 SPRING LAKES DR, CHIPLEY, FL 32428-5487

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateDec 9, 2022
Property Address3426 SPRING LAKES DR, CHIPLEY, FL 32428-5423
Document Number0067009738
Book / Page1259 / 847
Instrument DateDec 9, 2022
Instrument202267009738
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$224.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3367 SPRING LAKES DR, CHIPLEY, FL 32428-5442

Transferred To (Grantee/Buyer)

NameVerified Name
Address3386 SPRING LAKES DR, CHIPLEY, FL 32428-5487

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,205.00 (-8.3%)$137,840 (-7.14%)$187,536 (-3.96%) Land $38,961 Building $148,575
2024$1,314.00 (+2.98%) Homeowner's exemption$148,431 (+3%)$195,273 (+10.62%) Land $52,696 Building $142,577
2023$1,276.00 (-1.16%) Homeowner's exemption$144,108 (+3%)$176,532 (+0.13%) Land $52,696 Building $123,836
2022$1,291.00 Homeowner's exemption$139,911$176,303 Land $63,168 Building $113,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2019–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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