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3344 Spring Lakes Dr, Chipley, FL 32428 Property Records

Washington County property record for 3344 Spring Lakes Dr, Chipley, FL 32428

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,728 sqft · built 2010
Lot Size2.86 acres (125,017 sqft)
Owner2 Individual Names on File
Tax Bill$1,311 (2025)
Deeds & MortgagesJun 2021 Sale & Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN000032250032

Property Details

APN / Parcel Number

Primary APN000032250032
Alternative APN
  • 32250032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,728 sqft Heated Area
Gross Area2,316 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Architectural StyleModular
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area125,017 sqft (2.86 acres)

Exterior Amenities

PorchOpen Porch
Porch Area440 sqft
Patio Area148 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000032250032
Street Address3344 SPRING LAKES DR
CityCHIPLEY
StateFL
Zip32428-5441
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description9 2 14 2.87 ORB 1220 P 453 BEG NWC OF NE4 OF SW4, E 1945. 26', S 707.25' TO POB, S32?21' 21W 431.74', S83?12'18E 397. 69',
Legal Range14W
Legal Township02N
Legal Section09
Legal SubdivisionUNREC SPRING LAKES ESTATE
Legal Lot Number38
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2014
Census Tract970302

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3344 SPRING LAKES DR, CHIPLEY, FL 32428-5441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Warranty Deed, Transfer · Line of Credit
PEOPLESSOUTH BANK
May 13, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG
Dec 28, 2017Warranty Deed, Transfer · Conventional with PMI
GODFREY PATSY C TRUST (PT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 7, 2021
Deed SaleOct 7, 2021
Deed Document Number0001220453
Deed Book / Page1107 / 355
Prior Transfer DateDec 28, 2017
Prior Transfer Doc201767008791
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 21, 2021
Property Address3344 SPRING LAKES DR, CHIPLEY, FL 32428-5441
Document Number0067004569
Book / Page1210 / 427
Instrument DateJun 18, 2021
Instrument202167004569
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3344 SPRING LAKES DR, CHIPLEY, FL 32428-5441

Transferred To (Grantee/Buyer)

NameVerified Name
Address4013 VALENCIA CT, PANAMA CITY, FL 32405-3221
InvestorPossibly a Property Investor

Mortgage

Document Number0000000429
DateJun 21, 2021
Instrument1210/429
Lender
NamePEOPLESSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 18, 2031

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address3344 SPRING LAKES DR, CHIPLEY, FL 32428-5441
Document Number0067003795
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3344 SPRING LAKES DR CHIPLEY FL 324285441, CHIPLEY, FL 32428-5441

Mortgage

Document Number0067003795
DateJun 5, 2020
Book Page001177/000878
Instrument67003795
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueJun 4, 2040

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateDec 28, 2017
Property Address3344 SPRING LAKES DR, CHIPLEY, FL 32428-5441
Document Number0067008791
Book / Page001107 / 000355
Instrument DateDec 27, 2017
Instrument67008791
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$938.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3344 SPRING LAKES DR CHIPLEY FL 32428, CHIPLEY, FL 32428

Mortgage

Document Number67008792
DateDec 28, 2017
Book Page001107/000358
Instrument67008792
Lender
NameGODFREY PATSY C TRUST (PT)
Address115 OLD OAK RD, FREEPORT, FL 32439-4335
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueDec 27, 2037
Interest
Rate6%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,311.00 (+7.2%) Homeowner's exemption$135,496 (+2.9%)$156,352 (-3.08%) Land $21,238 Building $135,114
2024$1,223.00 (+2.77%) Homeowner's exemption$131,677 (+3%)$161,313 (+18.55%) Land $18,655 Building $142,658
2023$1,190.00 (+3.48%) Homeowner's exemption$127,842 (+3%)$136,076 (+9.63%) Land $18,655 Building $117,421
2022$1,150.00 Homeowner's exemption$124,118 Land $17,220 Building $106,898$124,118 Land $17,220 Building $106,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2019–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
Verizon
Fixed Wireless		25 / 6

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