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3426 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3426 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,972 sqft · built 2016
Lot Size0.171 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Dec 2017)
Tax Bill$3,322 (2025)
Deeds & MortgagesDec 2017 Sale
Flood ZoneZone A (high risk)
APN162371

Property Details

APN / Parcel Number

Primary APN162371
Alternative APN
  • 272630056500014700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Heated Area
Gross Area2,650 sqft
1st Floor Area1,972 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.171 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area278 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number162371
Street Address3426 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 3 PB 20 PGS 151-158 LOT 470
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase3
Legal Tract565
Legal Block1
Legal Lot Number470
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2006
Census Tract43207

Owner

3426 Harlequin Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address3426 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2017 · Amount on File
Deed SaleDec 13, 2017 · Amount on File
Prior SaleJul 13, 2016 · Amount on File
Deed Document Number0005253998
Deed Book / Page5253 / 998
Record UpdatedJun 8, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 13, 2017
Property Address3426 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
Document Number0052530998
Book / Page005253 / 000998
Instrument DateDec 13, 2017
Instrument177226
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyNU WORLD TITLE/CTRL FL LLC

Transaction

AmountAmount on Record
Tax$1,624.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3426 HARLEQUIN DR ST CLOUD FL 347727808, ST CLOUD, FL 34772-7808

Tax Assessment & Valuation

The 2025 property tax bill for 3426 Harlequin Dr was $3,322 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,322.00 Homeowner's exemption$228,491$341,000 Land $70,000 Building $271,000
2023$3,123.00 (+3.69%) Homeowner's exemption$215,585 (+3%)$325,200 (+15.28%) Land $60,000 Building $265,200
2022$3,012.00 Homeowner's exemption$209,306$282,100 Land $55,000 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3426 Harlequin Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3426 Harlequin Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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