1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Harlequin Dr

3425 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3425 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,547 sqft · built 2014
Lot Size0.253 acres (11,064 sqft)
Owner2 Individual Names on File
Last Sale$239,097 (Jul 2014)
Tax Bill$6,699 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone A (high risk)
APN162269

Property Details

APN / Parcel Number

Primary APN162269
Alternative APN
  • 272630056500012630

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,547 sqft Heated Area
Gross Area3,321 sqft
1st Floor Area2,046 sqft
Upper Floors Area501 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,064 sqft (0.253 acres)
Garage TypeFinished
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number162269
Street Address3425 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 3 PB 20 PGS 151-158 LOT 263
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase3
Legal Tract565
Legal Block1
Legal Lot Number263
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43207

Owner

3425 Harlequin Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3425 HARLEQUIN DR, SAINT CLOUD, FL 34772-7828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2014 · Amount on File
Deed SaleJul 17, 2014 · Amount on File
Prior SaleMar 12, 2014 · Amount on File
Deed Document Number2014101201
Deed Book / Page4637 / 2077
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3425 HARLEQUIN DR, SAINT CLOUD, FL 34772-7828
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3425 HARLEQUIN DR, SAINT CLOUD, FL 34772-7828

Mortgage

Document Number0059131791
DateMar 16, 2021
Book Page5913/1791
Instrument2021039285
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3425 Harlequin Dr was $6,699.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,699.00$392,100 Land $70,000 Building $322,100$392,100 Land $70,000 Building $322,100
2023$5,855.00 (+11.72%)$375,000 (+15.28%) Land $60,000 Building $315,000$375,000 (+15.28%) Land $60,000 Building $315,000
2022$5,241.00$325,300 Land $55,000 Building $270,300$325,300 Land $55,000 Building $270,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3425 Harlequin Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3425 Harlequin Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

Nearby Properties on Harlequin Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures