Frederick County property record for 3426 Garfield Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 972 sqft · built 1860 |
| Lot Size | 41.1 acres (1,792,058 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jun 2025) |
| Tax Bill | $2,230 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-268974 |
| Primary APN | 10-268974 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 1,512 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 1,792,058 sqft |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 315 sqft |
| Deck Area | 160 sqft |
| Patio Area | 119 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 268974 |
|---|---|
| Street Address | 3426 GARFIELD RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 41.14 ACERS N/S GAR.-SMITHS. RD. E/OF CO. LINE |
| Legal Subdivision | WILLIAM WOLFE FARM |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 752801 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3530 GARFIELD RD, SMITHSBURG, MD 21783-9391 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on Record |
| Deed Sale | Jun 5, 2025 · Amount on Record |
| Deed Book / Page | 17372 / 459 |
| Prior Transfer Date | Jan 21, 2011 |
| Prior Transfer Doc | 0082360111 |
| Record Updated | Sep 20, 2026 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,600 (+6.59%) Land $98,800 Building $89,800 | $188,600 (-) Land $98,800 Building $89,800 | |
| 2025 | $2,230.00 (+7.73%) | $176,933 (+15.19%) | $188,600 (+22.79%) Land $98,800 Building $89,800 |
| 2024 | $2,070.00 (+9.47%) | ||
| 2023 | $1,891.00 | $153,600 Land $88,300 Building $65,300 | $153,600 Land $88,300 Building $65,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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