3202 Garfield Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 3202 Garfield Rd, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Lot Size2.19 acres (95,396 sqft)
Owner2 Individual Names on File
Tax Bill$710 (2026)
Flood ZoneZone X (minimal risk)
APN07-036086

Property Details

APN / Parcel Number

Primary APN07-036086
Alternative APN
  • 036086

Exterior

Lot Area95,396 sqft (2.19 acres)
Shed1 Shed
Shed Area1,500 sqft

Location & Zoning

Account Number036086
Street Address3202 GARFIELD RD
CitySMITHSBURG
StateMD
Zip21783-9385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEC
Legal DescriptionPTLT 2 2.2 ACRES 3202 GARFIELD ROAD PT LAND & DWG IN FRED CO
Legal SubdivisionPT LAND
Legal Lot Number2
JurisdictionWASHINGTON MD
Township / Civil Division10, HAUVERS
Census Block Group1
Census Block1004
Census Tract752801

Owner

3202 Garfield Rd, a single family home, is owned by two individuals.

Source: Frederick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11235 BUCHANAN TRL E, WAYNESBORO, PA 17268-9495
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3202 Garfield Rd was $710, up 7.9% from the year before.

Source: Frederick County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$710.00 (+7.9%)$68,600 (+7.86%)$73,600 (-) Land $66,900 Building $6,700
2025$658.00$63,600$73,600 Land $66,900 Building $6,700
2023$609.00$58,600 Land $53,900 Building $4,700$58,600 Land $53,900 Building $4,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3202 Garfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3202 Garfield Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 82% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Garfield Rd

Nearby Streets

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