Culpeper County property record for 34254 Richards Ferry Rd, Richardsville, VA 22736
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2003 |
| Lot Size | 13.9 acres (607,226 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,993 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-10-D |
| Primary APN | 71-10-D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 607,226 sqft (13.9 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20232 |
|---|---|
| Street Address | 34254 RICHARDS FERRY RD |
| City | RICHARDSVILLE |
| State | VA |
| Zip | 22736-1984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | PIE ISLAND WEST LOT 4 |
| Legal Subdivision | PIE ISLAND WEST |
| Legal Lot Number | 4 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | STEVENSBURG |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 930400 |
34254 Richards Ferry Rd is owned and occupied by an individual.
Source: Culpeper County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34254 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Feb 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 34254 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1984 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220005260 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 220005260 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 34254 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1984 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0180000698 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 180000698 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 34254 Richards Ferry Rd was $1,993.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,993.00 | $463,600 Land $196,100 Building $267,500 | $463,600 Land $196,100 Building $267,500 |
| 2024 | $1,993.00 (+4.07%) | ||
| 2023 | $1,915.00 | $416,400 Land $153,000 Building $263,400 | $416,400 Land $153,000 Building $263,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34254 Richards Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34254 Richards Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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