34084 Richards Ferry Rd, Richardsville, VA 22736 Property Records

Culpeper County property record for 34084 Richards Ferry Rd, Richardsville, VA 22736

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,470 sqft · built 2003
Lot Size	38.5 acres (1,677,496 sqft)
Owner	Individual Name on File
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Aug 2021 Refinance Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-11`

Property Details

APN / Parcel Number

Primary APN	`71-11`
Alternative APN	`8650`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,470 sqft Living Area
Flooring	Wood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,677,496 sqft (38.5 acres)
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	462 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8650
Street Address	34084 RICHARDS FERRY RD
City	RICHARDSVILLE
State	VA
Zip	22736-1987
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	PT OF FORK
Legal Subdivision	PIE ISLAND WEST SD
Jurisdiction	CULPEPER VA
Township / Civil Division	STEVENSBURG
Census Block Group	3
Census Block	3034
Census Tract	930400

Owner

34084 Richards Ferry Rd, a rural home, is owned and occupied by an individual.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	34084 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jul 19, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 18, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	34084 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1987
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007380
Date	Aug 18, 2021
Instrument	210007380

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	34084 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1987
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210009393
Date	Oct 28, 2021
Instrument	210009393

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	34084 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1987
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CARTERET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170003796
Date	Jul 19, 2017
Instrument	170003796

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CULPEPER VA
Recording Date	Aug 18, 2021
Property Address	34084 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1987
Document Number	210007379
Instrument Date	Aug 26, 2020
Instrument	210007379
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34084 RICHARDS FERRY RD, RICHARDSVILLE, VA 22736-1987

Mortgage

Document Number	210007380
Date	Aug 18, 2021
Instrument	210007380

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 34084 Richards Ferry Rd was $3,766, up % from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+0.03%)	$875,800 Land $382,600 Building $493,200	$875,800 Land $382,600 Building $493,200
2024	$3,765.00 (+17.84%)
2023	$3,195.00 Additional exemption filed	$694,600 Land $215,000 Building $479,600	$694,600 Land $215,000 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34084 Richards Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34084 Richards Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Richards Ferry Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures