3425 S Ravello Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3425 S Ravello Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,102 sqft · built 2014
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Aug 2020)
Tax Bill	$11,651 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1720`

Property Details

APN / Parcel Number

Primary APN	`028685-1720`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,102 sqft Living Area
Gross Area	4,922 sqft
1st Floor Area	2,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3425 S RAVELLO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 172 OR5012/126
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	172
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3425 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FSB/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	202065895
Deed Book / Page	5012 / 126
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 10, 2020
Property Address	3425 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3486
Document Number	0050120126
Book / Page	5012 / 126
Map Reference	MB 57 PG 94-109
Instrument Date	Jul 20, 2020
Instrument	2020065895
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3425 S RAVELLO DR, 3425, SAINT AUGUSTINE, FL 32092-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3486

Mortgage

Document Number	5012131
Date	Aug 10, 2020
Instrument	5012/131

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2018
Property Address	3425 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3486
Document Number	0045910900
Book / Page	4591 / 0900
Map Reference	MB57 PG94-109
Instrument Date	Aug 2, 2018
Instrument	2018056238
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3425 S RAVELLO DR, 3425, SAINT AUGUSTINE, FL 32092-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3486

Mortgage

Document Number	2018056239
Date	Aug 3, 2018
Instrument	2018056239

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3425 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3486
Document Number	0043971875
Book / Page	004397 / 001875
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3425 S RAVELLO DR ST AUGUSTINE FL 320923486, ST AUGUSTINE, FL 32092-3486

Mortgage

Document Number	0043971875
Date	Jun 30, 2017
Book Page	004397/001875
Instrument	45419

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	FERNANDINA BEACH, FL 32034

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,427 (-5.14%) Land $120,000 Building $472,427	$592,427 (-5.14%) Land $120,000 Building $472,427
2025	$11,651.00 (+10.23%)	$624,524 (-1.66%)	$624,524 (-1.66%) Land $120,000 Building $504,524
2024	$10,570.00 (+4.5%)	$635,060 (+0.58%)	$635,060 (+0.58%) Land $105,000 Building $530,060
2023	$10,115.00 (+7.26%)	$631,410 (+10.46%)	$631,410 (+10.46%) Land $89,600 Building $541,810
2022	$9,430.00	$571,632	$571,632 Land $89,600 Building $482,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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