3408 S Ravello Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3408 S Ravello Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,319 sqft · built 2012
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$204,970 (Jan 2013)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028685-1670`

Property Details

APN / Parcel Number

Primary APN	`028685-1670`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,319 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	2,319 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	275 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3408 S RAVELLO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 167 OR3671/257
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	167
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3408 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2013 · Amount on Record
Deed Sale	Jan 11, 2013 · Amount on Record
Prior Sale	Aug 27, 2012 · Amount on Record
Deed Document Number	20132705
Deed Book / Page	3671 / 257
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3408 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Document Number	0043311207
Book / Page	004331 / 001207
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3408 S RAVELLO DR ST AUGUSTINE FL 320923485, ST AUGUSTINE, FL 32092-3485

Mortgage

Document Number	0043311207
Date	Feb 15, 2017
Book Page	004331/001207
Instrument	11190

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,231 (+2.7%)	$408,191 (-1.1%) Land $110,000 Building $298,191
2025	$6,144.00 (+7.71%) Homeowner's exemption	$230,020 (+2.9%)	$412,748 (-2.25%) Land $110,000 Building $302,748
2024	$5,704.00 (+4.28%) Homeowner's exemption	$223,537 (+3%)	$422,255 (-0.07%) Land $105,000 Building $317,255
2023	$5,470.00 (+3.05%) Homeowner's exemption	$217,026 (+3%)	$422,566 (+9.42%) Land $89,600 Building $332,966
2022	$5,308.00 Homeowner's exemption	$210,705	$386,198 Land $89,600 Building $296,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Nearby Properties on S Ravello Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures