3424 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3424 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 976 sqft · built 2000
Lot Size	0.529 acres (23,027 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2014)
Tax Bill	$2,677 (2026)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`050A 8-303`

Property Details

APN / Parcel Number

Primary APN	`050A 8-303`
Alternative APN	`50A-8-303`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	976 sqft Finished Area
Basement Area	912 sqft
Unfinished Basement	821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	23,027 sqft (0.529 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3424 LANCASTER RING RD
City	FREDERICKSBURG
State	VA
Zip	22408-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER GATE LOT 303 SEC 6
Legal Subdivision	LANCASTER GATE
Legal Lot Number	303
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1007
Census Tract	20207

Owner

Source: Spotsylvania County records · APN 050A 8-303

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3424 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Prior Sale	Mar 04, 2010 · Amount on Record
Deed Document Number	20145889
Last Transfer Date	Feb 17, 2022
Transfer Doc	0000003979
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Feb 24, 2022
Property Address	3424 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732
Document Number	0220003979
Instrument Date	Feb 17, 2022
Instrument	220003979
Transaction Type	Transfer
Record Updated	Mar 09, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732

Mortgage

Document Number	0220003980
Date	Feb 24, 2022
Instrument	220003980

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,677.00 (+31.16%)	$363,200 (+37.32%) Land $160,000 Building $203,200
2025			$363,200 (+37.32%) Land $160,000 Building $203,200
2023	$2,041.00	$264,500 Land $100,000 Building $164,500	$264,500 Land $100,000 Building $164,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.