Spotsylvania County property record for 3422 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,775 sqft Finished Area |
| Lot Size | 20,577 sqft (0.472 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2025) |
| Tax Bill | $2,926.00 (2026) |
Source: Spotsylvania County records · APN 050A 9-363
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3422 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION |
| Sep 19, 2018 | Warranty Deed, Transfer EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2025 · Amount on Record |
| Deed Sale | Mar 05, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2023 · Amount on Record |
| Deed Doc Number | 20252830 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Jan 25, 2023 |
| Property Address | 3422 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732 |
| Document Number | 0230001046 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 230001046 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2023 |
| Title Company | ALFORD TITLE AND CONSULTING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3422 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732 |
| Document Number | 0230001047 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 230001047 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0230001048 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 230001048 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Sep 19, 2018 |
| Property Address | 3422 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732 |
| Document Number | 201800015462 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 15462 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3422 LANCASTER RING RD FREDERICKSBURG VA 224087732, FREDERICKSBURG, VA 22408-7732 |
| Document Number | 201800015463 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 15463 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,926.00 (+28.11%) | $396,900 (+34.09%) Land $160,000 Building $236,900 | |
| 2025 | $396,900 (+34.09%) Land $160,000 Building $236,900 | ||
| 2023 | $2,284.00 | $296,000 Land $100,000 Building $196,000 | $296,000 Land $100,000 Building $196,000 |
Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 050A 9-363 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,775 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,577 sqft (0.472 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 520 sqft Garage |
| Deck Area | 55 sqft Deck |
| Patio Area | 55 sqft Patio |
| Porch Area | 500 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3422 LANCASTER RING RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-7732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER GATE LOT 363 SEC 7 |
| Legal Subdivision | LANCASTER GATE |
| Legal Lot Number | 363 |
| Jurisdiction | SPOTSYLVANIA VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 20207 |
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