Harford County property record for 3423 Ady Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,188 sqft · built 1997 |
| Lot Size | 9.91 acres (431,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Jun 1995) |
| Tax Bill | $5,027 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-050111 |
| Primary APN | 05-050111 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Total Area |
| Utility Area | 280 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 431,680 sqft (9.91 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 650 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 050111 |
|---|---|
| Street Address | 3423 ADY RD |
| City | STREET |
| State | MD |
| Zip | 21154-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 9 9.91 AC 3423 ADY ROAD KIAH ESTATES PT 135/14 |
| Legal Subdivision | ADY ROAD KIAH ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 305100 |
3423 Ady Rd is owned and occupied by two individuals who bought it in June 1995.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3423 ADY RD, STREET, MD 21154-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 1995 · Amount on File |
| Deed Sale | Jun 28, 1995 · Amount on File |
| Deed Book / Page | 2263 / 1026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3423 ADY RD, STREET, MD 21154-1605 |
| Document Number | 0130130343 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | KEY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3423 ADY RD STREET MD 211541605, STREET, MD 21154-1605 |
| Document Number | 0130130343 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 013013/000343 |
| Name | HAR-CO CU |
|---|---|
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 8, 2033 |
The 2026 property tax bill for 3423 Ady Rd was $5,027 with a homeowner's exemption, up 12.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,027.00 (+12.13%) Homeowner's exemption | $455,767 | $480,700 Land $159,500 Building $321,200 |
| 2025 | $4,483.00 Homeowner's exemption | ||
| 2023 | $390,233 | $405,900 Land $159,500 Building $246,400 | |
| 2022 | $4,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3423 Ady Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3423 Ady Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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