Harford County property record for 3415 Ady Rd, Street, MD 21154
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,012 sqft · built 1998 |
| Lot Size | 12.1 acres (527,947 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,161 (2026) |
| Deeds & Mortgages | Sep 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-050170 |
| Primary APN | 05-050170 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,012 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 527,947 sqft (12.1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 438 sqft |
| Deck Area | 956 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 050170 |
|---|---|
| Street Address | 3415 ADY RD |
| City | STREET |
| State | MD |
| Zip | 21154-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LT 7 12.12 AC 3415 ADY ROAD KIAH ESTATES P 63/124 |
| Legal Subdivision | ADY ROAD KIAH ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 305100 |
3415 Ady Rd, a rural home, is owned and occupied by two individuals who acquired it in February 1998.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3415 ADY RD, STREET, MD 21154-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 1998 |
| Deed Sale | Feb 25, 1998 |
| Prior Sale | Feb 25, 1998 |
| Deed Document Number | 1998244 |
| Deed Book / Page | 2644 / 490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3415 ADY RD, STREET, MD 21154-1605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0141150068 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 14115/68 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 14, 2030 |
The 2026 property tax bill for 3415 Ady Rd was $5,161 with a homeowner's exemption, up 14.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,161.00 (+14.87%) Homeowner's exemption | $468,067 | $498,700 Land $114,500 Building $384,200 |
| 2025 | $4,493.00 Homeowner's exemption | ||
| 2023 | $388,933 | $406,800 Land $114,500 Building $292,300 | |
| 2022 | $4,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3415 Ady Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3415 Ady Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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