3422 Elk Lick Rd, Everett, PA 15537 Property Records

Bedford County property record for 3422 Elk Lick Rd, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,481 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`F.12-0.00-095`

Property Details

APN / Parcel Number

Primary APN	`F.12-0.00-095`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	217,800 sqft (5 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	3422 ELK LICK RD
City	EVERETT
State	PA
Zip	15537-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 4 SPLIT FROM F12-58
Legal Lot Number	4
Jurisdiction	BEDFORD PA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1081
Census Tract	961001

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Apr 26, 2017	Deed of Trust, Mortgage · Construction Mortgage HOMETOWN BANK OF PENNSYLVANIA
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Feb 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 10, 2017
Transfer Doc	1586/909
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	May 28, 2026
Property Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Document Number	0000002191
Instrument Date	May 22, 2026
Instrument	20262191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002191,
Date	May 28, 2026
Instrument	20262191

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	NOT AVAILABLE, SINGLE SOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/4168
Date	Oct 5, 2023
Book Page	2023/4168
Instrument	2023-004168

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1592/811
Date	Apr 26, 2017
Book Page	1592/811
Instrument	2017-002019

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2018

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005816
Date	Nov 13, 2017
Instrument	2017-005816

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3309
Date	Jul 13, 2020
Book Page	2020/3309
Instrument	2020-003309

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2045

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Feb 13, 2017
Property Address	3422 ELK LICK RD, EVERETT, PA 15537-7817
Document Number	1586/909
Book / Page	1586 / 909
Map Reference	MB8 PG327
Instrument Date	Feb 10, 2017
Instrument	2017-000755
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3484 ELK LICK RD, 3484, EVERETT, PA 15537-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	205 COLLEGIATE DR, JOHNSTOWN, PA 15904-3205
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Monroe Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,481.00 (+7.08%)	$156,000 (-) Land $42,000 Building $114,000	$156,000 (-) Land $42,000 Building $114,000
2025	$2,317.00 (-6.19%)	$156,000 (-) Land $42,000 Building $114,000	$156,000 (-) Land $42,000 Building $114,000
2023	$2,470.00 Additional exemption filed	$156,000 Land $42,000 Building $114,000
2012			$156,000 Land $42,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 87% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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