3402 Elk Lick Rd, Everett, PA 15537 Property Records

Bedford County property record for 3402 Elk Lick Rd, Everett, PA 15537

Property Summary

Property Type	Rural Home
Details	1,920 sqft · built 2014
Lot Size	23.6 acres (1,028,887 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jul 2026)
Tax Bill	$29,116 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`F.12-0.00-081`

Property Details

APN / Parcel Number

Primary APN	`F.12-0.00-081`
Alternative APN	`210-084124`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	1,028,887 sqft (23.6 acres)
Garage Type	Attached
Shed	1 Shed
Pole Barn	Pole Barn

Location & Zoning

Street Address	3402 ELK LICK RD
City	EVERETT
State	PA
Zip	15537-7817
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3402 ELK LICK ROAD
Jurisdiction	BEDFORD PA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1081
Census Tract	961001

Owner

3402 Elk Lick Rd, a rural home, is owned and occupied by two individuals who bought it in July 2026.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3402 ELK LICK RD, EVERETT, PA 15537-7817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Oct 23, 2023	Deed, Transfer ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES
Jul 12, 2022	Deed, Transfer CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Oct 23, 2023 · Amount on File
Deed Document Number	20263032
Prior Transfer Date	Dec 14, 2000
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 13, 2026
Property Address	3402 ELK LICK RD, EVERETT, PA 15537-7817
Document Number	0000003032
Instrument Date	Jul 10, 2026
Instrument	20263032
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 ELK LICK RD, EVERETT, PA 15537-7817

Mortgage

Document Number	0000003033,
Date	Jul 13, 2026
Instrument	20263033

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3402 ELK LICK RD, EVERETT, PA 15537-7817
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/5708
Date	Dec 19, 2018
Book Page	2018/5708
Instrument	2018-005708

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3402 ELK LICK RD, EVERETT, PA 15537-7817
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 ELK LICK RD, EVERETT, PA 15537-7817

Mortgage

Document Number	02023/3898
Date	Sep 20, 2023
Book Page	2023/3898
Instrument	2023-003898

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Oct 23, 2023
Property Address	3402 ELK LICK RD, EVERETT, PA 15537-7817
Document Number	02023/4419
Book / Page	2023 / 4419
Map Reference	MB 7 PG 842
Instrument Date	Oct 23, 2023
Instrument	2023-004419
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 ELK LICK RD, EVERETT, PA 15537-7817

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 12, 2022
Property Address	3402 ELK LICK RD, EVERETT, PA 15537-7817
Document Number	02022/3684
Book / Page	2022 / 3684
Instrument Date	Jul 11, 2022
Instrument	2022-003684
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3402 ELK LICK RD, EVERETT, PA 15537-7817

Tax Assessment & Valuation

The 2026 property tax bill for 3402 Elk Lick Rd was $29,116, up 8.4% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Monroe Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,116.00 (+8.4%)	$239,140 (-) Land $41,440 Building $197,700	$239,140 (-19.1%) Land $97,900 Building $197,700
2025	$26,861.00	$239,140 Land $41,440 Building $197,700	$295,600 Land $97,900 Building $197,700
2023	$3,786.00 Additional exemption filed	$239,140 Land $41,440 Building $197,700
2012			$295,600 Land $97,900 Building $197,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3402 Elk Lick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Elk Lick Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 87% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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