3422 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3422 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Auto Repair, Garage
Details	920 sqft
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Jun 2021)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-31-05-014.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-05-014.00`

Interior

Building Area	920 sqft Finished Area

Exterior

Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Street Address	3422 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1237
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	WILLIAMSON PT LOT 491 25X150' ES DECOURSEY AVE
Legal Subdivision	WILLIAMSON SUBD
Legal Lot Number	491
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1023
Census Tract	61400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's Corner Historic District, Latonia (Boundary Increase) listed 2001 · 15 contributing resources · NRIS 00001598

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 GIRARD ST, FLORENCE, KY 41042-1605
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed, Transfer HERITAGE SOUTHEAST BANK
May 28, 2021	Quit Claim Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Apr 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20215900218
Deed Book / Page	97 / 794
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	0005900206
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jun 14, 2021
Property Address	3422 DECOURSEY AVE, COVINGTON, KY 41015-1237
Document Number	0005900218
Book / Page	97 / 794
Instrument Date	Jun 11, 2021
Instrument	21061405900218
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	X14128 PLUM CREEK RD, X14128, BUTLER, KY 41004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GIRARD ST, FLORENCE, KY 41042-1605

Mortgage

Document Number	0005900219
Date	Jun 14, 2021
Book Page	230/732
Instrument	21061405900219

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2041

Interest

Rate Type	Adjustable Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 28, 2021
Property Address	3422 DECOURSEY AVE, COVINGTON, KY 41015-1237
Document Number	0005900206
Book / Page	93 / 817
Instrument Date	May 21, 2021
Instrument	21052805900206
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3202 MADISON PIKE, 3202, COVINGTON, KY 41017-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14128 PLUM CREEK RD, BUTLER, KY 41006-8391

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 28, 2021
Property Address	3422 DECOURSEY AVE, COVINGTON, KY 41015-1237
Document Number	0005900085
Book / Page	87 / 8
Instrument Date	Apr 9, 2021
Instrument	21042805900085
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 MADISON PIKE, COVINGTON, KY 41017-9660

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,500 (+8.55%) Land $22,500 Building $60,000	$82,500 (+8.55%) Land $22,500 Building $60,000
2025	$1,007.00 (-0.49%)	$76,000 (-) Land $22,500 Building $53,500	$76,000 (-) Land $22,500 Building $53,500
2023	$1,012.00	$76,000 Land $22,500 Building $53,500	$76,000 Land $22,500 Building $53,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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